Cost of Living in Stony Point, NC

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8%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
24%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Stony Point North Carolina National
Cost of living9296100
Groceries98100100
Health care10299100
Housing7688100
Transportation9699100
Utilities9899100
Lifestyle & Entertainment97100100
Household Items100100100
Education & Childcare96100100
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Homes For Sale In Stony Point, NC

property for sale

3139 Old Mountain Rd

Stony Point, NC
property for sale

103 Cain Rd

Stony Point, NC
property for sale

115 Stonydell Dr

Stony Point, NC
property for sale

226 Riverwalk Rd

Stony Point, NC

Cost Of Living Quick Facts

  • The cost of living in Stony Point is 5% lower than the North Carolina average
  • The cost of living in Stony Point is 8% lower than the national average
  • Stony Point housing is 24% lower than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Stony Point

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Compare Stony Point, NC Cost of Living

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      The best places in North Carolina

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$69,179$5,765$1,614$2,076
      Renters$0$0$0$0

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Love Valley, NC1228218.4%
      Hiddenite, NC3048811.5%
      Catawba, NC6048910.9%
      Newton, NC13,4179010.1%
      St. Stephens, NC9,613919.0%
      Stony Point, NC1,583928.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Alton, IA1,583928.2%
      West Salem, OH1,5838614.0%
      Parsons, WV1,5838119.5%
      Decatur, AR1,5848217.7%
      London, CA1,5821087.9%
      Stony Point, NC1,583928.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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