Cost of Living in Sterling, MI

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17%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
51%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Sterling Michigan National
Cost of living8391100
Groceries9998100
Health care9697100
Housing4976100
Transportation9496100
Utilities99100100
Lifestyle & Entertainment9596100
Household Items10098100
Education & Childcare10095100
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Homes For Sale In Sterling, MI

property for sale

1790 N Melita Rd

Sterling, MI
property for sale

2324 Dobler Rd

Sterling, MI
property for sale

4281 Franklin Trl

Sterling, MI
property for sale

1697 Wildwood Dr

Sterling, MI

Cost Of Living Quick Facts

  • The cost of living in Sterling is 9% lower than the Michigan average
  • The cost of living in Sterling is 17% lower than the national average
  • Sterling housing is 51% lower than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 64% higher than the national average

Most Affordable Places to Live in and Around Sterling

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Compare Sterling, MI Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$63,319$5,277$1,477$1,900
      Renters$41,741$3,478$974$1,252

      Michigan Sales Tax

      State General Sales Tax With Max Surtax
      Michigan 6% 6%

      Michigan Income Tax

      State Income Tax (Low) Income Tax (High)
      Michigan 4.25% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Turner, MI1237623.9%
      Whittemore, MI3837821.7%
      Skidway Lake, MI3,3888020.3%
      Pinconning, MI1,5278019.7%
      Standish, MI1,4398119.5%
      Sterling, MI5268317.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Dutton, AL5267920.7%
      Rose Bud, AR5268713.4%
      Maynard, IA5268317.2%
      Williamsfield, IL5268416.3%
      West Baden Springs, IN5268614.0%
      Sterling, MI5268317.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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