Cost of Living in St. Thomas, ND

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17%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
54%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index St. Thomas North Dakota National
Cost of living8395100
Groceries9899100
Health care9899100
Housing4686100
Transportation9898100
Utilities102104100
Lifestyle & Entertainment9997100
Household Items10199100
Education & Childcare9798100
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Cost Of Living Quick Facts

  • The cost of living in St. Thomas is 13% lower than the North Dakota average
  • The cost of living in St. Thomas is 17% lower than the national average
  • St. Thomas housing is 54% lower than the national average
  • North Dakota general sales tax is 2% lower than the national average
  • North Dakota state income tax is 58% lower than the national average

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$110,858$9,238$2,587$3,326
      Renters$63,611$5,301$1,484$1,909

      North Dakota Sales Tax

      State General Sales Tax With Max Surtax
      North Dakota 5% 8%

      North Dakota Income Tax

      State Income Tax (Low) Income Tax (High)
      North Dakota 1.1% 2.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Nash, ND36991.3%
      Auburn, ND0991.3%
      Canton City, ND207327.2%
      Hamilton, ND597326.5%
      Crystal, ND988118.9%
      St. Thomas, ND3488317.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Northway, AK3489010.3%
      Midland, AR3488019.8%
      Strawberry, AR3488217.5%
      Cazadero, CA34815352.8%
      Chilcoot-Vinton, CA348954.9%
      St. Thomas, ND3488317.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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