| Index | St. Michaels | Arizona | National |
| Cost of living | 82 | 101 | 100 |
| Goods & Services | 104 | 105 | 100 |
| Groceries | 98 | 102 | 100 |
| Health care | 108 | 93 | 100 |
| Housing | 42 | 96 | 100 |
| Transportation | 94 | 102 | 100 |
| Utilities | 85 | 104 | 100 |


Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $61,038 | $5,087 | $1,424 | $1,831 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| Arizona | 5.6% | 10.725% |
| State | Income Tax (Low) | Income Tax (High) |
| Arizona | 2.5% | 2.5% |
| Item | St. Michaels | National avg. | Difference |
| Haircut | $36.08 | $27.62 | 30.6% |
| Beauty Salon | $51.64 | $51.11 | 1.0% |
| Toothpaste | $4.00 | $4.09 | 2.3% |
| Shampoo | $1.36 | $1.54 | 11.8% |
| Movie | $12.15 | $12.88 | 5.7% |
| Yoga | $19.42 | $19.66 | 1.2% |
| Item | St. Michaels | National avg. | Difference |
| Ground Beef | $8.29 | $7.70 | 7.6% |
| Fried Chicken | $1.46 | $1.66 | 12.2% |
| Milk | $4.65 | $4.73 | 1.8% |
| Potatoes | $4.96 | $5.26 | 5.6% |
| Pizza | $13.64 | $12.76 | 6.9% |
| Beer | $10.58 | $10.55 | 0.3% |
| Item | St. Michaels | National avg. | Difference |
| Optometrist | $173.61 | $140.06 | 24.0% |
| Doctor | $145.18 | $153.82 | 5.6% |
| Dentist | $107.62 | $123.15 | 12.6% |
| Ibuprofen | $11.73 | $11.73 | 0.0% |
| Lipitor | $35.21 | $23.61 | 49.1% |
| Item | St. Michaels | National avg. | Difference |
| Home Price | $137,241.00 | $326,622.00 | 58.0% |
| Avg. Mortgage Payment | $2,169.16 | $2,480.25 | 12.5% |
| Apartment Rent | $0.00 | $1,444.00 | 100.0% |
| Item | St. Michaels | National avg. | Difference |
| Gasoline | $3.00 | $3.06 | 1.8% |
| Tire Balancing | $55.00 | $65.21 | 15.7% |
| Item | St. Michaels | National avg. | Difference |
| All Electricity | $167.22 | $220.12 | 24.0% |
| Phone | $193.43 | $195.71 | 1.2% |
| City | Population | Cost of Living Index | National Avg. |
| Tse Bonito, NM | 212 | 99 | 1.2% |
| Rock Springs, NM | 1,201 | 99 | 1.2% |
| Oak Springs, AZ | 45 | 76 | 24.1% |
| Fort Defiance, AZ | 4,304 | 78 | 22.3% |
| Window Rock, AZ | 2,549 | 81 | 18.6% |
| St. Michaels, AZ | 944 | 82 | 18.2% |
| City | Population | Cost of Living Index | National Avg. |
| Spiceland, IN | 944 | 82 | 17.8% |
| Montezuma, KS | 944 | 82 | 17.8% |
| Auxier, KY | 944 | 77 | 22.8% |
| Chama, NM | 944 | 96 | 4.2% |
| Philo, OH | 944 | 81 | 19.2% |
| St. Michaels, AZ | 944 | 82 | 18.2% |