Cost Of Living in St. Marys Point, MN

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F

23%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

75%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	St. Marys Point	Minnesota	National
Cost of living	123	100	100
Groceries	99	100	100
Health care	99	100	100
Housing	175	100	100
Transportation	98	100	100
Utilities	103	104	100
Lifestyle & Entertainment	102	100	100
Household Items	97	100	100
Education & Childcare	105	99	100

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Homes For Sale In St. Marys Point, MN

16488 25th St S

Lakeland, MN

Itasca Ave S

St Marys Point, MN

Cost Of Living Quick Facts

The cost of living in St. Marys Point is 22% higher than the Minnesota average
The cost of living in St. Marys Point is 23% higher than the national average
St. Marys Point housing is 75% higher than the national average
Minnesota general sales tax is 35% higher than the national average
Minnesota state income tax is 106% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$156,684	$13,057	$3,656	$4,701
Renters	$69,623	$5,802	$1,624	$2,089

Minnesota Sales Tax

State	General Sales Tax	With Max Surtax
Minnesota	6.875%	7.875%

Minnesota Income Tax

State	Income Tax (Low)	Income Tax (High)
Minnesota	5.35%	9.85%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Houlton, WI	109	100	0.0%
Landfall, MN	819	72	27.9%
Ellsworth, WI	3,384	95	5.1%
Somerset, WI	2,931	101	0.5%
New Richmond, WI	9,479	101	1.2%
St. Marys Point, MN	453	123	22.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Epes, AL	453	81	18.7%
Calion, AR	453	81	19.1%
Perrytown, AR	453	86	14.3%
French Gulch, CA	453	107	6.6%
Sierra Brooks, CA	453	111	11.4%
St. Marys Point, MN	453	123	22.7%