Cost Of Living in St. Joe, AR

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18%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

51%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	St. Joe	Arkansas	National
Cost of living	82	86	100
Groceries	95	96	100
Health care	96	95	100
Housing	49	67	100
Transportation	96	94	100
Utilities	96	93	100
Lifestyle & Entertainment	93	93	100
Household Items	98	96	100
Education & Childcare	95	92	100

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Homes For Sale In St. Joe, AR

001-05435-001 Tomahawk Church Rd

, AR

531 Osbourne Rd

St Joe, AR

12985 N Highway 65

Saint Joe, AR

348 Gravy Rd

Saint Joe, AR

Cost Of Living Quick Facts

The cost of living in St. Joe is 5% lower than the Arkansas average
The cost of living in St. Joe is 18% lower than the national average
St. Joe housing is 51% lower than the national average
Arkansas general sales tax is 27% higher than the national average
Arkansas state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

Arkansas Sales Tax

State	General Sales Tax	With Max Surtax
Arkansas	6.5%	11.625%

Arkansas Income Tax

State	Income Tax (Low)	Income Tax (High)
Arkansas	2%	4.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Everton, AR	53	94	6.3%
Western Grove, AR	683	79	20.7%
Leslie, AR	571	81	19.2%
Valley Springs, AR	284	82	18.4%
Pindall, AR	220	83	16.5%
St. Joe, AR	306	82	18.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Akiak, AK	306	92	8.3%
Salton Sea Beach, CA	306	89	11.0%
Stirling City, CA	306	108	7.9%
Larwill, IN	306	85	15.3%
Cunningham, KY	306	81	19.3%
St. Joe, AR	306	82	18.3%