Cost of Living in St. James, NC

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F
40%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
136%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index St. James North Carolina National
Cost of living14096100
Groceries99100100
Health care9899100
Housing23688100
Transportation9899100
Utilities9999100
Lifestyle & Entertainment98100100
Household Items102100100
Education & Childcare99100100
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Homes For Sale In St. James, NC

property for sale

4252 Skeffington Ct

Southport, NC
property for sale

3350 Club Villa Dr SE #502

Southport, NC
property for sale

3898 Fairhaven Dr

Southport, NC
property for sale

3288 Beach Cove Ln

Southport, NC

Cost Of Living Quick Facts

  • The cost of living in St. James is 46% higher than the North Carolina average
  • The cost of living in St. James is 40% higher than the national average
  • St. James housing is 136% higher than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$168,202$14,017$3,924$5,047
      Renters$166,791$13,899$3,892$5,004

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Varnamtown, NC803964.5%
      Silver Lake, NC6,355990.7%
      Boiling Spring Lakes, NC6,3351000.2%
      Southport, NC3,9791099.1%
      Bolivia, NC1821109.7%
      St. James, NC6,09514040.1%

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      City Population Cost of Living Index National Avg.
      Snowflake, AZ6,094981.7%
      Ramblewood, NJ6,09412726.9%
      Les Coteaux, QC6,094n/a 
      Wesley Hills, NY6,09318584.5%
      Forest Glen, MD6,09714645.9%
      St. James, NC6,09514040.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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