St. Charles 80 Exceptional
St. Charles Livability #17 ranked city in Missouri#1,595 ranked city in the USARanks better than 94% of areas

Pros and Cons of Living in St. Charles

  • Commute

    The high commute score in this area could imply easy access to public transportation, as well as shorter-than-average commute times to your workplace.

  • Cost Of Living

    Everyday cost of living expenses like goods and services, housing, groceries, transportation, health care and utilities are far below the national average.

  • Employment

    With higher than average median household income, income per capita and lower unemployment rates, this area scores extremely well in the employment category.

  • Housing

    Impressive scores in the housing category characterize this area, potentially attributed to the availability of affordable housing, strong appreciation rates and high home values.

  • Ratings

    According to recent surveys and polls, locals had excellent ratings for walkability to nearby amenities, safety, access to public transit and the overall sense of community in the area.

  • Amenities

    The majority of amenities will be difficult to reach within a short walk, often requiring residents to use a vehicle or public transportation for access.

  • Health & Safety

    Subpar air quality and the limited availability of certain health-related facilities such as hospitals, police stations, doctors and pharmacies may have contributed to the low score in this category.

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What's it like Living in St. Charles?

St. Charles is a mid-sized city located in the state of Missouri. The city has a population of 70,650 people. If we look at the most recent Census, St. Charles is known to have a predominantly White population. The next two most common races are Black and Asian. Not a fan of sitting in traffic during your commute to work? St. Charles offers shorter work commutes, with an average one-way commute time taking only 21 minutes, far lower than the national average of 26 minutes.

Are you trying to figure out if living in St. Charles is the right fit for your lifestyle? To ensure a positive experience before moving to any new city in Missouri, you will probably want to make sure that you check all of the most important boxes. Several key factors deserve attention. For one, safety is paramount, ensuring that your new area is low in crime is key. Proximity to workplaces or schools minimizes commute times and fosters convenience. Access to essential amenities like parks, grocery stores, food, fitness, shops and healthcare facilities enhances daily life. Efficient public transportation options provide mobility and connectivity. The sense of community creates a welcoming and supportive environment. Lastly, the overall atmosphere, encompassing the vibe, aesthetics, and lifestyle offerings, contributes to a fulfilling living experience. Considering these elements helps identify the ideal neighborhood for your needs and preferences. Finding the best places to live in St. Charles and nearby areas is a much easier task when you can rely on information and data from the livability score, which includes cost of living, commute, education, employment and other important metrics.

St. Charles has a livability score of 77/100 and is ranked #24 in Missouri and #2,221 in the USA. Clearly, St. Charles is doing something right, as this score ranks well above the average of most cities. The cherry on top is that St. Charles also ranks in the top 10 percent of all cities. If we check out each of the categories on their own, we see that St. Charles ranks well for crime (B-), cost of living (B), education (B-), employment (A-) and housing (A+). On a more negative note, St. Charles does not have favorable grades for the following: amenities (F). If we take a look at the data, we can find out why.

The St. Charles unemployment rate of 1.45% has continued to decrease over the years and is now well below the national average. The result could lead to reduced poverty and inequality in the area, higher wages and increased economic growth. This is a positive sign in the overall health of the local economy.

A healthy real estate market serves as a key economic indicator. It could signify overall local economic strength, stability and reflects consumer confidence in the area. Based on multiple factors including: median home and rental prices, appreciation rates and home affordability, St. Charles has received high marks in the housing category. Based on these calculations, the apartment rental and real estate market appears to be very healthy.

Certain items on your wish list like shopping, restaurants, nightlife, parks and proximity to public transportation are all important things to look for. Having said that, perhaps the most important metric to consider when contemplating a move to St. Charles is real estate affordability. The median home price for St. Charles homes is $212,000, which is 50.1% higher than the Missouri average. If we take a closer look at the affordability of homes in St. Charles, we’ll see that the home price to income ratio is 3, which is 3.4% higher than the Missouri average.

Best Places to Live in and Around St. Charles

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      St. Charles transportation information

      Statistic St. Charles Missouri National
      Average one way commute21min23min26min
      Workers who drive to work82.1%81.6%76.4%
      Workers who carpool7.0%9.1%9.3%
      Workers who take public transit0.2%1.5%5.1%
      Workers who bicycle0.1%0.3%0.6%
      Workers who walk2.0%1.9%2.8%
      Working from home7.4%4.6%4.6%
      Source: The St. Charles, MO data and statistics displayed above are derived from the United States Census Bureau American Community Survey (ACS).