St. Charles 82 Exceptional
St. Charles Livability #42 ranked city in Minnesota#1,170 ranked city in the USARanks better than 96% of areas
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Pros and Cons of Living in St. Charles

PROS
  • Cost Of Living Cost Of Living

    Everyday cost of living expenses like goods and services, housing, groceries, transportation, health care and utilities are far below the national average.

  • Crime Crime

    This area boasts a crime rate that is far below the national average, making it a very safe place to live. These crime statistics encompass both property and violent offenses.

  • Employment Employment

    With higher than average median household income, income per capita and lower unemployment rates, this area scores extremely well in the employment category.

  • Housing Housing

    Impressive scores in the housing category characterize this area, potentially attributed to the availability of affordable housing, strong appreciation rates and high home values.

  • Health & Safety Health & Safety

    Accessible health facilities like hospitals, doctors offices, clinics and nursing homes as well as good air quality are all factors that have led to a high score in this category.

CONS
  • Amenities Amenities

    The majority of amenities will be difficult to reach within a short walk, often requiring residents to use a vehicle or public transportation for access.

  • Commute Commute

    Low commute scores could be due to limited access to public transit in this area, as well as longer-than-average work commute times for residents.

What's it like Living in St. Charles?

Located in the state of Minnesota, St. Charles is a small city with a population of 3,829 people. According to the most recent Census, 89% of St. Charles residents are White, 8% Asian and 0% Black. The average American spends about 26 minutes on their one way commute to work each day. Lower travel times can increase overall happiness and allow for more time to be spent with family and friends. While living in St. Charles, your commute times will be about average, with a one way commute time of 27 minutes.

If you’re considering relocating to any new city, it could be a very discouraging task. However, it could also be a positive experience if you are willing to get to know the area before actually living in St. Charles, Minnesota. When searching for a new neighborhood, several key items should be considered. Safety is of utmost importance, ensuring a secure environment with low crime. Proximity to your workplace or school helps reduce commuting time and offers convenience. Access to amenities such as parks, grocery stores, and healthcare facilities enhances your daily life. Public transportation options contribute to easy mobility. A sense of community fosters a supportive and engaging environment. Lastly, the overall atmosphere should align with your desired lifestyle, ensuring a fulfilling living experience. Considering these items will guide you towards finding the perfect neighborhood that fits all your needs. Finding the best places to live in St. Charles and nearby areas is a much easier task when you can rely on information and data from the livability score, which includes crime, commute, education and other important metrics.

With a livability score of 82/100, St. Charles is ranked #1,062 in the United States and #35 in Minnesota. Pack your bags! This is a very high score in comparison to other US cities. Living in St. Charles could be a great choice! Another exciting tidbit, is that St. Charles ranks better than 90% of all US cities! If we dig a little deeper into each category within the livability score, we see that St. Charles has higher than average rankings for the following: crime (A+), cost of living (B), education (A) and employment (A+). There are some categories that St. Charles does not rank well for, including: amenities (F). It might be worth taking a closer look to determine why.

Ensuring a sense of security is paramount for the majority of residents in any area. Low crime rates exert a positive influence on various aspects, including home prices, rates of home appreciation and the cultivation of positive community dynamics and social cohesion. In the case of St. Charles, it boasts a notably low violent crime rate of 49 crimes per 100,000 residents, which significantly outperforms the national average.

Unemployment rates can vary significantly among cities, impacting job prospects, wage levels and the overall economic health of an area. In St. Charles, the unemployment rate stands at 2.1%, suggesting increased job opportunities and a heightened demand for workers. This scenario can lead to higher wages, as the demand for employees outpaces job availability. Importantly, a low unemployment rate often signifies a robust and flourishing local economy.

Test scores can be a good way to measure a school's academic performance and the proficiency of its students. They can be an important metric in deciding if the local area schools can provide a solid educational system for children. The schools in St. Charles have an average test score of 66%, which is well above the US average.

Finding affordable real estate and housing in St. Charles can be tricky. Having said that, this area might be the place to get the best of both worlds. Based on factors like home/rental affordability and appreciation rates, this area has received an above average score in the housing category. A healthy real estate market can lead to wealth appreciation for property owners, as rising property values can contribute to homeowners' equity, financial stability and the ability to build long-term wealth.

There are many factors that go into deciding if an area is the right fit for your lifestyle. Certain “must haves” like low crime, great schools and nearby amenities are all at the top of most people's lists. But before even considering if those options are attainable, we'll need to know if the real estate in St. Charles is actually affordable. Median real estate prices in St. Charles come in at $373,707, which is 10.2% higher than the Minnesota average. The home price to income ratio compares the median home prices to the median household income. In St. Charles, the home price to income ratio is 2.9, which is 21.6% lower than the Minnesota average.

Best Places to Live in and Around St. Charles

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Compare St. Charles, MN Livability

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      St. Charles transportation information

      Statistic St. Charles Minnesota National
      Average one way commute27min23min26min
      Workers who drive to work84.0%78.0%76.4%
      Workers who carpool9.6%8.7%9.3%
      Workers who take public transit1.0%3.5%5.1%
      Workers who bicycle0.0%0.8%0.6%
      Workers who walk1.4%2.8%2.8%
      Working from home4.0%5.3%4.6%
      Source: The St. Charles, MN data and statistics displayed above are derived from the United States Census Bureau American Community Survey (ACS) and include 2026 modeled data developed using proprietary methodologies.