Cost of Living in St. Augustine Beach, FL

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F
36%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
112%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index St. Augustine Beach Florida National
Cost of living136102100
Groceries102102100
Health care102104100
Housing21297100
Transportation102103100
Utilities110110100
Lifestyle & Entertainment109104100
Household Items104102100
Education & Childcare101106100
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Homes For Sale In St. Augustine Beach, FL

property for sale

129 16th St

Saint Augustine, FL
property for sale

1055 Makarios Dr

Saint Augustine, FL
property for sale

106 F St

Saint Augustine, FL
property for sale

390 A1A Beach Blvd #5

Saint Augustine, FL

Cost Of Living Quick Facts

  • The cost of living in St. Augustine Beach is 34% higher than the Florida average
  • The cost of living in St. Augustine Beach is 36% higher than the national average
  • St. Augustine Beach housing is 112% higher than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around St. Augustine Beach

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      The best places in Florida

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$161,451$13,454$3,767$4,844
      Renters$87,951$7,329$2,052$2,639
      A good indicator of the general affordability of housing in St. Augustine Beach, FL, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In St. Augustine Beach, the median monthly income is $161,451 for those who own their own homes. Under the standard rule, that income level would allow for $3,767 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $87,951, per the median income in the area. That would allow for renters to spend up to $2,052 on monthly rental expenses.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Marineland, FL61043.8%
      Flagler Estates, FL3,446928.1%
      Hastings, FL1,347972.9%
      St. Augustine South, FL5,12311212.3%
      St. Augustine Shores, FL10,04811313.0%
      St. Augustine Beach, FL7,27113636.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Cottage Grove, WI7,27011414.1%
      Trumann, AR7,2698416.3%
      Digby, NS7,269n/a 
      Elkins, WV7,2678613.8%
      Archbald, PA7,275972.6%
      St. Augustine Beach, FL7,27113636.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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