Cost Of Living in Spring Lake, FL

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16%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

47%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Spring Lake	Florida	National
Cost of living	116	102	100
Groceries	101	102	100
Health care	105	104	100
Housing	147	97	100
Transportation	102	103	100
Utilities	110	110	100
Lifestyle & Entertainment	102	104	100
Household Items	100	102	100
Education & Childcare	107	106	100

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Homes For Sale In Spring Lake, FL

Spring Lake Hwy

Brooksville, FL

4267 Neff Lake Rd

Brooksville, FL

Cost Of Living Quick Facts

The cost of living in Spring Lake is 14% higher than the Florida average
The cost of living in Spring Lake is 16% higher than the national average
Spring Lake housing is 47% higher than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$78,845	$6,570	$1,840	$2,366
Renters	$0	$0	$0	$0

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Trilby, FL	307	103	3.2%
Lake Lindsey, FL	0	103	3.2%
Istachatta, FL	64	103	3.2%
Lacoochee, FL	1,754	86	14.3%
Bushnell, FL	3,251	88	12.4%
Spring Lake, FL	520	116	16.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Irwinton, GA	520	88	12.0%
Sumner, GA	520	84	16.1%
Stacyville, IA	520	84	16.1%
Leaf River, IL	520	84	16.0%
Ohio, IL	520	85	14.6%
Spring Lake, FL	520	116	16.4%