| Index | Spray | Oregon | National |
| Cost of living | 94 | 111 | 100 |
| Groceries | 103 | 104 | 100 |
| Health care | 102 | 105 | 100 |
| Housing | 68 | 124 | 100 |
| Transportation | 105 | 106 | 100 |
| Utilities | 108 | 106 | 100 |
| Lifestyle & Entertainment | 109 | 107 | 100 |
| Household Items | 103 | 104 | 100 |
| Education & Childcare | 111 | 109 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $45,858 | $3,822 | $1,070 | $1,376 |
| Renters | $31,028 | $2,586 | $724 | $931 |
| State | General Sales Tax | With Max Surtax |
| Oregon | 0% | 0% |
| State | Income Tax (Low) | Income Tax (High) |
| Oregon | 4.75% | 9.9% |
| City | Population | Cost of Living Index | National Avg. |
| Spray, OR | 191 | 94 | 6.0% |
| City | Population | Cost of Living Index | National Avg. |
| Coffee Creek, CA | 191 | 131 | 31.5% |
| Dinosaur, CO | 191 | 91 | 8.8% |
| Henlopen Acres, DE | 191 | 397 | 297.4% |
| Washta, IA | 191 | 77 | 23.3% |
| Schneider, IN | 191 | 87 | 12.7% |
| Spray, OR | 191 | 94 | 6.0% |