| Index | Spelter | West Virginia | National |
| Cost of living | 94 | 85 | 100 |
| Groceries | 97 | 97 | 100 |
| Health care | 93 | 94 | 100 |
| Housing | n/a | 62 | 100 |
| Transportation | 96 | 95 | 100 |
| Utilities | 91 | 94 | 100 |
| Lifestyle & Entertainment | 93 | 94 | 100 |
| Household Items | 94 | 95 | 100 |
| Education & Childcare | 89 | 91 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $0 | $0 | $0 | $0 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| West Virginia | 6% | 7% |
| State | Income Tax (Low) | Income Tax (High) |
| West Virginia | 3% | 6.5% |
| City | Population | Cost of Living Index | National Avg. |
| Gypsy, WV | 165 | 94 | 6.2% |
| Carolina, WV | 320 | 94 | 6.2% |
| Wallace, WV | 318 | 94 | 6.2% |
| Wolf Summit, WV | 127 | 94 | 6.2% |
| Galloway, WV | 198 | 94 | 6.2% |
| Spelter, WV | 239 | 94 | 6.2% |
| City | Population | Cost of Living Index | National Avg. |
| Arctic Village, AK | 239 | 114 | 14.1% |
| Nelchina, AK | 239 | 121 | 21.1% |
| Tetlin, AK | 239 | 88 | 12.4% |
| Gordonville, AL | 239 | 75 | 25.1% |
| Gateway, AR | 239 | 92 | 8.4% |
| Spelter, WV | 239 | 94 | 6.2% |