Spanaway cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSpanawayWashingtonNational
Cost of living index109116100
IndexSpanawayWashingtonNational
Goods & Services index105108100
Groceries index114108100
Health care index121119100
Housing index107135100
Transportation index136116100
Utilities index8989100
A general overview of the cost of living index for Spanaway, WA is displayed above. In Spanaway, WA, the overall cost of living index is 109, which is 6% lower than the Washington average and 9% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Spanaway, WA, the city's goods and services are 3% lower than the Washington average and 5% higher than the U.S. average.
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Did you know?

  • The cost of living in Spanaway is 6% lower than the Washington average.
  • The cost of living in Spanaway is 9% higher than the national average.
  • The cost of housing in Spanaway is 7% higher than the national average.
  • Washington general sales tax is 28% higher than the national average.
  • Washington state income tax is 100% lower than the national average.

Compare Spanaway, WA Cost of living To Other Cities

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      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Using the salary calculator lets you compare the salary you earn in Spanaway, WA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Spanaway, WA, you have to earn a higher income in order to still have the same standard of living. To operate the Spanaway, WA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$69,395$5,783$1,619$2,082
      Renters$49,894$4,158$1,164$1,497
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Spanaway, WA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Spanaway, WA homeowners, is $69,395. This would allow for a maximum of $1,619 per month to be spent on housing costs. For renters, the median monthly income is $49,894 which would result in a maximum of $1,164 to be spent on rental costs.

      Washington Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Washington6.5%10.4%

      Washington Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Washington0%0%
      The Washington sales tax and Washington income tax rates should definitely be considered when determining the overall cost of living in Spanaway, WA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Washington sales tax is 6.5% and the maximum surtax is 10.4%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Washington income tax rates range from 0% to 0%.

      Goods & Services

      ItemSpanawayNational avg.Difference
      Haircut $22.00$17.4925.8%
      Beauty Salon $39.33$38.173.0%
      Toothpaste $2.66$2.3214.6%
      Shampoo $1.22$1.0120.6%
      Movie $11.02$10.722.8%
      Bowling $14.00$13.861.0%

      Groceries

      ItemSpanawayNational avg.Difference
      Ground Beef $5.19$3.9033.1%
      Fried Chicken $1.72$1.4023.2%
      Milk $2.42$1.9623.3%
      Potatoes $2.55$3.1819.9%
      Pizza $11.99$10.3915.4%
      Beer $9.79$9.236.1%

      Health Care

      ItemSpanawayNational avg.Difference
      Optometrist $181.60$106.3470.8%
      Doctor $133.75$115.2516.1%
      Dentist $129.70$98.3831.8%
      Ibuprofen $9.71$9.264.8%
      Lipitor $461.50$466.471.1%

      Housing

      ItemSpanawayNational avg.Difference
      Home Price $187,200.00$184,700.001.4%
      Avg. Mortgage Payment $1,201.27$1,273.325.7%
      Apartment Rent $1,156.00$949.0021.8%

      Transportation

      ItemSpanawayNational avg.Difference
      Gasoline $3.46$2.5933.5%
      Tire Balancing $70.40$48.9044.0%

      Utilities

      ItemSpanawayNational avg.Difference
      All Electricity$124.69$167.6025.6%
      Phone $196.03$163.4220.0%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Ketron Island, WA011010%
      Nisqually Indian Community, WA7351022%
      North Yelm, WA2,5901022%
      Midland, WA8,7301044%
      Kapowsin, WA2421055%
      Spanaway, WA29,8341099%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Elizabethtown, KY29,83595-5%
      Mount Juliet, TN29,8531033%
      Kaysville, UT29,7991077%
      Cedar City, UT29,78693-7%
      Highland Park, IL29,78015151%
      Spanaway, WA29,8341099%
      Source: The Spanaway, WA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.