Cost Of Living in Spalding, NE

Get 300+ Local Insights for Any Address in Spalding, NE

Get Access to 300+ Local Data Points

A+

20%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

56%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Spalding	Nebraska	National
Cost of living	80	91	100
Groceries	95	97	100
Health care	96	98	100
Housing	44	76	100
Transportation	97	99	100
Utilities	96	96	100
Lifestyle & Entertainment	95	97	100
Household Items	99	98	100
Education & Childcare	90	96	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Cost Of Living Quick Facts

The cost of living in Spalding is 12% lower than the Nebraska average
The cost of living in Spalding is 20% lower than the national average
Spalding housing is 56% lower than the national average
Nebraska general sales tax is 8% higher than the national average
Nebraska state income tax is 5% lower than the national average

Most Affordable Places to Live in and Around Spalding

See all the best places to live around Spalding

Compare Spalding, NE Cost of Living

Write a review to give others more information about this area.

See all Spalding poll results

The best places in Nebraska

Here are the best places to live in Nebraska

Check out the 10 most dangerous cities in Nebraska

Safest States In The US

See the best places to live in Spalding

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$63,546	$5,296	$1,483	$1,907
Renters	$60,097	$5,008	$1,402	$1,803

Nebraska Sales Tax

State	General Sales Tax	With Max Surtax
Nebraska	5.5%	7.5%

Nebraska Income Tax

State	Income Tax (Low)	Income Tax (High)
Nebraska	2.46%	6.64%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Loretto, NE	117	96	4.5%
Bartlett, NE	118	76	23.7%
Primrose, NE	76	76	23.6%
Greeley Center, NE	442	78	22.4%
Petersburg, NE	465	82	18.2%
Spalding, NE	432	80	19.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Garden Farms, CA	432	186	86.4%
Little York, IL	432	84	16.4%
Lagro, IN	432	81	18.8%
Lynd, MN	432	91	9.5%
Ponderosa Pines, MT	432	90	9.9%
Spalding, NE	432	80	19.8%