| Index | Garden Farms | California | National |
| Cost of living index | 157 | 140 | 100 |
| Index | Garden Farms | California | National |
| Goods & Services index | 110 | 111 | 100 |
| Groceries index | 110 | 118 | 100 |
| Health care index | 107 | 113 | 100 |
| Housing index | 251 | 196 | 100 |
| Transportation index | 123 | 128 | 100 |
| Utilities index | 146 | 118 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $112,946 | $9,412 | $2,635 | $3,389 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| Item | Garden Farms | National avg. | Difference |
| Haircut | $18.33 | $17.49 | 4.8% |
| Beauty Salon | $83.33 | $38.17 | 118.3% |
| Toothpaste | $3.55 | $2.32 | 53.0% |
| Shampoo | $1.17 | $1.01 | 15.6% |
| Movie | $11.72 | $10.72 | 9.3% |
| Bowling | $11.67 | $13.86 | 15.8% |
| Item | Garden Farms | National avg. | Difference |
| Ground Beef | $4.06 | $3.90 | 4.1% |
| Fried Chicken | $1.97 | $1.40 | 41.1% |
| Milk | $2.14 | $1.96 | 9.1% |
| Potatoes | $3.88 | $3.18 | 21.9% |
| Pizza | $8.99 | $10.39 | 13.5% |
| Beer | $9.48 | $9.23 | 2.7% |
| Item | Garden Farms | National avg. | Difference |
| Optometrist | $108.00 | $106.34 | 1.6% |
| Doctor | $121.25 | $115.25 | 5.2% |
| Dentist | $108.33 | $98.38 | 10.1% |
| Ibuprofen | $10.90 | $9.26 | 17.7% |
| Lipitor | $483.33 | $466.47 | 3.6% |
| Item | Garden Farms | National avg. | Difference |
| Home Price | $463,300.00 | $184,700.00 | 150.8% |
| Avg. Mortgage Payment | $1,214.38 | $1,273.32 | 4.6% |
| Apartment Rent | $0.00 | $949.00 | 100.0% |
| Item | Garden Farms | National avg. | Difference |
| Gasoline | $3.68 | $2.59 | 42.0% |
| Tire Balancing | $46.67 | $48.90 | 4.6% |
| Item | Garden Farms | National avg. | Difference |
| All Electricity | $312.56 | $167.60 | 86.5% |
| Phone | $173.40 | $163.42 | 6.1% |
| City, State | Population | Cost of Living Index | National Avg. |
| Atascadero, CA | 29,516 | 139 | 39% |
| Templeton, CA | 7,525 | 141 | 41% |
| Los Osos, CA | 15,603 | 144 | 44% |
| Santa Margarita, CA | 1,346 | 146 | 46% |
| Morro Bay, CA | 10,519 | 151 | 51% |
| Garden Farms, CA | 312 | 157 | 57% |
| City, State | Population | Cost of Living Index | National Avg. |
| Bogue, KS | 312 | 75 | -25% |
| Bluejacket, OK | 312 | 78 | -22% |
| Rising City, NE | 312 | 84 | -16% |
| Steamboat Rock, IA | 312 | 78 | -22% |
| Centerport, PA | 312 | 93 | -7% |
| Garden Farms, CA | 312 | 157 | 57% |