Garden Farms, California Cost Of Living

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F

Overall 57%

Goods & Services 10%

Housing 151%

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Garden Farms	California	National
Cost of living	157	140	100
Goods & Services	110	111	100
Groceries	110	118	100
Health care	107	113	100
Housing	251	196	100
Transportation	123	128	100
Utilities	146	118	100

Key findings

The cost of living in Garden Farms is 12% higher than the California average
The cost of living in Garden Farms is 57% higher than the national average
Garden Farms housing is 151% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 59% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$112,946	$9,412	$2,635	$3,389
Renters	$0	$0	$0	$0

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Garden Farms	National avg.	Difference
Haircut	$18.33	$17.49	4.8%
Beauty Salon	$83.33	$38.17	118.3%
Toothpaste	$3.55	$2.32	53.0%
Shampoo	$1.17	$1.01	15.6%
Movie	$11.72	$10.72	9.3%
Bowling	$11.67	$13.86	15.8%

Groceries

Item	Garden Farms	National avg.	Difference
Ground Beef	$4.06	$3.90	4.1%
Fried Chicken	$1.97	$1.40	41.1%
Milk	$2.14	$1.96	9.1%
Potatoes	$3.88	$3.18	21.9%
Pizza	$8.99	$10.39	13.5%
Beer	$9.48	$9.23	2.7%

Health Care

Item	Garden Farms	National avg.	Difference
Optometrist	$108.00	$106.34	1.6%
Doctor	$121.25	$115.25	5.2%
Dentist	$108.33	$98.38	10.1%
Ibuprofen	$10.90	$9.26	17.7%
Lipitor	$483.33	$466.47	3.6%

Housing

Item	Garden Farms	National avg.	Difference
Home Price	$463,300.00	$184,700.00	150.8%
Avg. Mortgage Payment	$1,214.38	$1,273.32	4.6%
Apartment Rent	$0.00	$949.00	100.0%

Transportation

Item	Garden Farms	National avg.	Difference
Gasoline	$3.68	$2.59	42.0%
Tire Balancing	$46.67	$48.90	4.6%

Utilities

Item	Garden Farms	National avg.	Difference
All Electricity	$312.56	$167.60	86.5%
Phone	$173.40	$163.42	6.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Atascadero, CA	29,516	139	39%
Templeton, CA	7,525	141	41%
Los Osos, CA	15,603	144	44%
Santa Margarita, CA	1,346	146	46%
Morro Bay, CA	10,519	151	51%
Garden Farms, CA	312	157	57%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Bogue, KS	312	75	-25%
Rising City, NE	312	84	-16%
Bluejacket, OK	312	78	-22%
Steamboat Rock, IA	312	78	-22%
Arboles, CO	312	97	-3%
Garden Farms, CA	312	157	57%

Source: The Garden Farms, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Garden Farms, CA Cost of Living