Cost Of Living in Garden Farms, CA

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F

88%

Overall NAT. AVG.

5%

Goods & Services NAT. AVG.

258%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Garden Farms	California	National
Cost of living	188	140	100
Goods & Services	105	111	100
Groceries	107	112	100
Health care	93	109	100
Housing	358	196	100
Transportation	127	126	100
Utilities	157	127	100

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Cost Of Living Quick Facts

The cost of living in Garden Farms is 35% higher than the California average
The cost of living in Garden Farms is 88% higher than the national average
Garden Farms housing is 258% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$76,635	$6,386	$1,788	$2,299
Renters	$0	$0	$0	$0

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Garden Farms	National avg.	Difference
Haircut	$26.25	$24.26	8.2%
Beauty Salon	$89.33	$45.56	96.1%
Toothpaste	$3.75	$3.70	1.3%
Shampoo	$1.48	$1.28	15.6%
Movie	$18.12	$12.13	49.4%
Bowling	$22.67	$18.00	25.9%

Groceries

Item	Garden Farms	National avg.	Difference
Ground Beef	$5.77	$5.84	1.1%
Fried Chicken	$2.63	$1.57	67.0%
Milk	$4.91	$4.67	5.0%
Potatoes	$4.90	$4.93	0.6%
Pizza	$13.49	$12.09	11.6%
Beer	$11.13	$10.41	6.9%

Health Care

Item	Garden Farms	National avg.	Difference
Optometrist	$142.20	$125.68	13.1%
Doctor	$131.33	$135.78	3.3%
Dentist	$131.50	$113.29	16.1%
Ibuprofen	$11.78	$10.65	10.6%
Lipitor	$508.17	$468.60	8.4%

Housing

Item	Garden Farms	National avg.	Difference
Home Price	$661,200.00	$184,700.00	258.0%
Avg. Mortgage Payment	$5,847.37	$2,346.69	149.2%
Apartment Rent	$0.00	$949.00	100.0%

Transportation

Item	Garden Farms	National avg.	Difference
Gasoline	$4.62	$3.46	33.6%
Tire Balancing	$61.00	$59.92	1.8%

Utilities

Item	Garden Farms	National avg.	Difference
All Electricity	$231.40	$193.99	19.3%
Phone	$193.81	$192.25	0.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Creston, CA	31	115	15.0%
Santa Margarita, CA	1,025	144	43.7%
Atascadero, CA	30,444	154	54.4%
Los Osos, CA	16,174	163	62.9%
Templeton, CA	7,965	165	65.2%
Garden Farms, CA	418	188	87.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Vina, AL	418	75	25.1%
Pescadero, CA	418	242	142.0%
Sangrey, MT	418	73	26.9%
Chambers, NE	418	76	23.8%
Bolton Landing, NY	418	110	10.0%
Garden Farms, CA	418	188	87.9%