Cost of Living in Southwest Harbor, ME

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C
17%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
46%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Southwest Harbor Maine National
Cost of living117100100
Groceries103103100
Health care101101100
Housing14691100
Transportation105103100
Utilities110108100
Lifestyle & Entertainment104103100
Household Items103103100
Education & Childcare104106100
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Homes For Sale In Southwest Harbor, ME

property for sale

24 Shore Rd

Southwest Harbor, ME
property for sale

332 Seawall Rd

Southwest Harbor, ME
property for sale

77 Clark Point Rd

Southwest Harbor, ME
property for sale

435 Seawall Rd

Southwest Harbor, ME

Cost Of Living Quick Facts

  • The cost of living in Southwest Harbor is 17% higher than the Maine average
  • The cost of living in Southwest Harbor is 17% higher than the national average
  • Southwest Harbor housing is 46% higher than the national average
  • Maine general sales tax is 8% higher than the national average
  • Maine state income tax is 123% higher than the national average

Most Affordable Places to Live in and Around Southwest Harbor

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$81,541$6,795$1,902$2,446
      Renters$33,004$2,750$770$990

      Maine Sales Tax

      State General Sales Tax With Max Surtax
      Maine 5.5% 5.5%

      Maine Income Tax

      State Income Tax (Low) Income Tax (High)
      Maine 5.8% 7.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Winter Harbor, ME3471021.6%
      Bar Harbor, ME2,22111514.9%
      Blue Hill, ME1,26311919.0%
      Southwest Harbor, ME64911716.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hosford, FL649946.0%
      Warwick, GA6498317.1%
      Altona, IL6498416.1%
      Winona, TX6498812.5%
      East Orosi, CA6481055.1%
      Southwest Harbor, ME64911716.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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