Cost of Living in Southgate, KY

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A+
7%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
13%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Southgate Kentucky National
Cost of living9388100
Groceries9798100
Health care9597100
Housing8770100
Transportation9596100
Utilities9595100
Lifestyle & Entertainment9395100
Household Items9797100
Education & Childcare9294100
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Homes For Sale In Southgate, KY

property for sale

128 W Walnut St

Southgate, KY
property for sale

321 Bluegrass Ave

Southgate, KY
property for sale

20 Woodland Hills Dr #10

Southgate, KY
property for sale

29 Fairway Dr

Southgate, KY
See the Newest Homes For Sale In Southgate, KY

Cost Of Living Quick Facts

  • The cost of living in Southgate is 5% higher than the Kentucky average
  • The cost of living in Southgate is 7% lower than the national average
  • Southgate housing is 13% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Southgate

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Compare Southgate, KY Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$109,289$9,107$2,550$3,279
      Renters$48,009$4,001$1,120$1,440
      A good way to judge both the affordability of the housing and the cost of living in Southgate is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Southgate has a median income of about $109,289 for people who own homes. Based on that number, a maximum of $2,550 should be spent on expenses related to housing. Renters have a slightly different median income, which is $48,009. Based on this average, renters should spend no more than $1,120 on all rental costs if they want to maintain a non-impoverished standard of living.

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Plainville, OH159973.4%
      Dillonvale village, OH6678020.2%
      Elmwood Place, OH2,1328019.8%
      Moscow, OH988019.6%
      New Haven CDP (Huron County), OH2908118.8%
      Southgate, KY4,042937.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Broadway, VA4,0421044.0%
      Chagrin Falls, OH4,04111514.6%
      Citronelle, AL4,0408712.9%
      Southside, AR4,0448316.8%
      Coquille, OR4,044981.8%
      Southgate, KY4,042937.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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