Cost Of Living in South Haven, MI

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A-

8%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

29%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	South Haven	Michigan	National
Cost of living	108	91	100
Groceries	99	98	100
Health care	99	97	100
Housing	129	76	100
Transportation	100	96	100
Utilities	101	100	100
Lifestyle & Entertainment	99	96	100
Household Items	100	98	100
Education & Childcare	97	95	100

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Homes For Sale In South Haven, MI

140 Webster Ave

South Haven, MI

Lakeview Ave

Casco Township, MI

V/L15 & 16 Lakeview Ave

Casco Township, MI

67663 County Road 388 Lot 9

South Haven, MI

Cost Of Living Quick Facts

The cost of living in South Haven is 19% higher than the Michigan average
The cost of living in South Haven is 8% higher than the national average
South Haven housing is 29% higher than the national average
Michigan general sales tax is 18% higher than the national average
Michigan state income tax is 64% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$111,814	$9,318	$2,609	$3,355
Renters	$46,915	$3,910	$1,095	$1,408

A good way to judge both the affordability of the housing and the cost of living in South Haven is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. South Haven has a median income of about $111,814 for people who own homes. Based on that number, a maximum of $2,609 should be spent on expenses related to housing. Renters have a slightly different median income, which is $46,915. Based on this average, renters should spend no more than $1,095 on all rental costs if they want to maintain a non-impoverished standard of living.

Michigan Sales Tax

State	General Sales Tax	With Max Surtax
Michigan	6%	6%

Michigan Income Tax

State	Income Tax (Low)	Income Tax (High)
Michigan	4.25%	4.25%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Lawrence, MI	939	84	16.5%
Hartford, MI	2,651	84	15.9%
Bangor, MI	2,209	83	17.0%
Watervliet, MI	2,160	84	15.6%
Fennville, MI	2,010	89	11.4%
South Haven, MI	4,450	108	8.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Argo, AL	4,447	98	1.5%
Sparta, IL	4,447	86	13.8%
East Troy, WI	4,447	102	2.2%
El Jebel, CO	4,453	159	58.7%
Mountain Home, NC	4,453	104	3.6%
South Haven, MI	4,450	108	8.1%