Cost Of Living in Sipsey, AL

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19%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

55%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Sipsey	Alabama	National
Cost of living	81	89	100
Groceries	98	96	100
Health care	99	95	100
Housing	45	74	100
Transportation	98	95	100
Utilities	95	97	100
Lifestyle & Entertainment	96	94	100
Household Items	96	96	100
Education & Childcare	96	93	100

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Cost Of Living Quick Facts

The cost of living in Sipsey is 8% lower than the Alabama average
The cost of living in Sipsey is 19% lower than the national average
Sipsey housing is 55% lower than the national average
Alabama general sales tax is 22% lower than the national average
Alabama state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$31,366	$2,614	$732	$941
Renters	$14,394	$1,200	$336	$432

Alabama Sales Tax

State	General Sales Tax	With Max Surtax
Alabama	4%	13.5%

Alabama Income Tax

State	Income Tax (Low)	Income Tax (High)
Alabama	2%	5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cardiff, AL	48	76	24.0%
Parrish, AL	1,137	79	21.2%
Mount Olive CDP (Coosa County), AL	284	79	20.7%
Colony, AL	304	79	20.6%
Cordova, AL	1,699	80	20.2%
Sipsey, AL	299	81	18.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Lower Kalskag, AK	299	104	4.3%
Heath, AL	299	78	22.4%
Bass Lake, CA	299	198	98.3%
Hood, CA	299	117	17.0%
Vermilion, IL	299	83	17.0%
Sipsey, AL	299	81	18.6%