Cost of Living in Sidney, MT

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4%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
15%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Sidney Montana National
Cost of living104102100
Groceries98103100
Health care99102100
Housing115101100
Transportation100100100
Utilities104104100
Lifestyle & Entertainment96100100
Household Items100100100
Education & Childcare93102100
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Homes For Sale In Sidney, MT

property for sale

TBD Sunflower Ln

Sidney, MT
property for sale

3227 3rd St NW

Sidney, MT
property for sale

410 10th Ave SW

Sidney, MT
property for sale

124 Lincoln Ave NW

Sidney, MT
See the Newest Homes For Sale In Sidney, MT

Cost Of Living Quick Facts

  • The cost of living in Sidney is 2% higher than the Montana average
  • The cost of living in Sidney is 4% higher than the national average
  • Sidney housing is 15% higher than the national average
  • Montana general sales tax is 100% lower than the national average
  • Montana state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Sidney

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Compare Sidney, MT Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$123,420$10,285$2,880$3,703
      Renters$59,261$4,938$1,383$1,778
      A good indicator of the general affordability of housing in Sidney, MT, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Sidney, the median monthly income is $123,420 for those who own their own homes. Under the standard rule, that income level would allow for $2,880 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $59,261, per the median income in the area. That would allow for renters to spend up to $1,383 on monthly rental expenses.

      Montana Sales Tax

      State General Sales Tax With Max Surtax
      Montana 0% 0%

      Montana Income Tax

      State Income Tax (Low) Income Tax (High)
      Montana 1% 6.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      East Fairview, ND95991.4%
      Fairview, MT1,015945.7%
      Crane, MT2571011.2%
      Sidney, MT6,5591043.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Brunswick, MD6,55911111.5%
      Fowler, CA6,55612525.0%
      Hamlet, NC6,5558614.1%
      Kingston, RI6,55513029.7%
      Westlock County, AB6,565n/a 
      Sidney, MT6,5591043.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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