Cost Of Living in Shoreham, MI

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0%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

13%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Shoreham	Michigan	National
Cost of living	100	91	100
Groceries	95	98	100
Health care	99	97	100
Housing	113	76	100
Transportation	92	96	100
Utilities	98	100	100
Lifestyle & Entertainment	90	96	100
Household Items	96	98	100
Education & Childcare	94	95	100

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Homes For Sale In Shoreham, MI

2676 Lake Bluff Ter

Saint Joseph, MI

2727 S Lakeshore Dr Unit C11

St Joseph, MI

Cost Of Living Quick Facts

The cost of living in Shoreham is 10% higher than the Michigan average
The cost of living in Shoreham is equal to the national average
Shoreham housing is 13% higher than the national average
Michigan general sales tax is 18% higher than the national average
Michigan state income tax is 64% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$143,109	$11,926	$3,339	$4,294
Renters	$86,930	$7,244	$2,028	$2,608

Michigan Sales Tax

State	General Sales Tax	With Max Surtax
Michigan	6%	6%

Michigan Income Tax

State	Income Tax (Low)	Income Tax (High)
Michigan	4.25%	4.25%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Benton Heights, MI	4,308	79	20.7%
Benton Harbor, MI	10,059	80	19.9%
Watervliet, MI	2,160	84	15.6%
Fair Plain, MI	7,362	87	12.7%
Coloma, MI	1,346	88	12.0%
Shoreham, MI	858	100	0.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Oppelo, AR	858	86	13.6%
Screven, GA	858	85	14.8%
Bloomsdale, MO	858	90	10.2%
South Weldon, NC	858	82	18.2%
Sugar Grove, VA	858	85	14.8%
Shoreham, MI	858	100	0.0%