Cost of Living in Shoal Creek, AL

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F
48%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
170%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Shoal Creek Alabama National
Cost of living14889100
Groceries9496100
Health care9795100
Housing27074100
Transportation9695100
Utilities9697100
Lifestyle & Entertainment9294100
Household Items9996100
Education & Childcare9793100
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Homes For Sale In Shoal Creek, AL

property for sale

177 Jefferson Pl

Shoal Creek, AL
property for sale

167 Jefferson Pl

Shoal Creek, AL
property for sale

6 Baltusrol Ct

Shoal Creek, AL
property for sale

Lewis Jefferson PL

Birmingham, AL

Cost Of Living Quick Facts

  • The cost of living in Shoal Creek is 66% higher than the Alabama average
  • The cost of living in Shoal Creek is 48% higher than the national average
  • Shoal Creek housing is 170% higher than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

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      Transportation index
      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$184,671$15,389$4,309$5,541
      Renters$0$0$0$0

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Tarrant, AL6,4268514.8%
      Vincent, AL2,0228613.7%
      Birmingham, AL216,5158812.4%
      Center Point, AL16,5008812.3%
      Grayson Valley, AL6,0338910.5%
      Shoal Creek, AL1,27414847.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Leland Grove, IL1,2741032.8%
      Edmore, MI1,2748118.6%
      Adrian, MN1,2748712.8%
      Roland, MB1,274n/a 
      Forkland, AL1,2738614.0%
      Shoal Creek, AL1,27414847.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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