Cost Of Living in Shepherdstown, WV

Get 300+ Local Insights for Any Address in Shepherdstown, WV

Get Access to 300+ Local Data Points

D

21%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

55%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Shepherdstown	West Virginia	National
Cost of living	121	85	100
Groceries	106	97	100
Health care	106	94	100
Housing	155	62	100
Transportation	109	95	100
Utilities	104	94	100
Lifestyle & Entertainment	110	94	100
Household Items	105	95	100
Education & Childcare	109	91	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Homes For Sale In Shepherdstown, WV

98A & 98B Woodcock Ave

, WV

316 Maddex Farm Dr

Shepherdstown, WV

603 Persimmon Ln

Shepherdstown, WV

Lot #14 (North Hills)

, WV

Cost Of Living Quick Facts

The cost of living in Shepherdstown is 43% higher than the West Virginia average
The cost of living in Shepherdstown is 21% higher than the national average
Shepherdstown housing is 55% higher than the national average
West Virginia general sales tax is 18% higher than the national average
West Virginia state income tax is 16% higher than the national average

Most Affordable Places to Live in and Around Shepherdstown

See all the best places to live around Shepherdstown

Compare Shepherdstown, WV Cost of Living

Write a review to give others more information about this area.

See all Shepherdstown poll results

The best places in West Virginia

Here are the best places to live in West Virginia

These are the 10 cheapest cities in West Virginia

These are the largest cities in West Virginia

Safest States In The US

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$143,857	$11,988	$3,356	$4,316
Renters	$67,274	$5,606	$1,570	$2,018

West Virginia Sales Tax

State	General Sales Tax	With Max Surtax
West Virginia	6%	7%

West Virginia Income Tax

State	Income Tax (Low)	Income Tax (High)
West Virginia	3%	6.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Gapland, MD	62	108	7.7%
Mercersville, MD	195	107	6.9%
Bakersville, MD	0	107	6.9%
Mount Briar, MD	121	107	6.9%
Trego-Rohrersville Station, MD	105	108	7.7%
Shepherdstown, WV	1,694	121	21.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
West Glendive, MT	1,694	97	3.3%
Pittsford, NY	1,694	117	17.0%
Lazy Mountain, AK	1,693	122	22.0%
Searles Valley, CA	1,693	92	8.3%
New Plymouth, ID	1,693	93	6.7%
Shepherdstown, WV	1,694	121	21.4%