Cost of Living in Shellsburg, IA

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A+
8%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
17%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Shellsburg Iowa National
Cost of living9289100
Groceries9697100
Health care9596100
Housing8374100
Transportation9797100
Utilities9995100
Lifestyle & Entertainment9695100
Household Items9597100
Education & Childcare9194100
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Homes For Sale In Shellsburg, IA

property for sale

3387 64th St

Palo, IA
property for sale

301 Wildcat Ct

Shellsburg, IA
property for sale

6752 29th Ave

Shellsburg, IA
property for sale

410 Cottage St NW

Shellsburg, IA
See the Newest Homes For Sale In Shellsburg, IA

Cost Of Living Quick Facts

  • The cost of living in Shellsburg is 3% higher than the Iowa average
  • The cost of living in Shellsburg is 8% lower than the national average
  • Shellsburg housing is 17% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Shellsburg

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$111,756$9,313$2,607$3,353
      Renters$48,468$4,039$1,131$1,454

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Watkins, IA887425.6%
      Garrison, IA2857920.5%
      Mount Auburn, IA1618119.2%
      Norway, IA4638614.1%
      Newhall, IA1,1398713.1%
      Shellsburg, IA826928.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Haxtun, CO826991.2%
      Wheelwright, KY8268218.2%
      Lot 6, PE826n/a 
      Upper Bear Creek, CO825241141.5%
      Waleska, GA827927.6%
      Shellsburg, IA826928.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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