Cost Of Living in Shell Lake, WI

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A+

9%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

30%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Shell Lake	Wisconsin	National
Cost of living	91	96	100
Groceries	99	99	100
Health care	98	98	100
Housing	70	89	100
Transportation	101	98	100
Utilities	102	101	100
Lifestyle & Entertainment	100	98	100
Household Items	96	99	100
Education & Childcare	102	98	100

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Homes For Sale In Shell Lake, WI

N3260 Starkey Lake Rd

Shell Lake, WI

5.52 acres Shelby Ln

Barronett, WI

5.07 acres Shelby Ln

Barronett, WI

N3328 New Knapp Rd

Shell Lake, WI

Cost Of Living Quick Facts

The cost of living in Shell Lake is 5% lower than the Wisconsin average
The cost of living in Shell Lake is 9% lower than the national average
Shell Lake housing is 30% lower than the national average
Wisconsin general sales tax is 2% lower than the national average
Wisconsin state income tax is 36% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$86,069	$7,172	$2,008	$2,582
Renters	$44,050	$3,671	$1,028	$1,322

Wisconsin Sales Tax

State	General Sales Tax	With Max Surtax
Wisconsin	5%	6.75%

Wisconsin Income Tax

State	Income Tax (Low)	Income Tax (High)
Wisconsin	3.54%	7.65%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Haugen, WI	272	86	14.0%
Spooner, WI	2,648	89	11.4%
Barronett, WI	142	89	10.6%
Cumberland, WI	2,519	91	9.2%
Trego, WI	115	93	6.7%
Shell Lake, WI	1,451	91	9.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Prudhoe Bay, AK	1,451	114	14.1%
Walls, MS	1,451	87	13.2%
Bonner-West Riverside, MT	1,451	99	0.9%
Woodland Hills, UT	1,451	159	59.1%
Petitcodiac, NB	1,451	n/a
Shell Lake, WI	1,451	91	9.2%