Cost Of Living in Sebastian, TX

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24%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

75%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Sebastian	Texas	National
Cost of living	76	94	100
Groceries	96	98	100
Health care	100	98	100
Housing	25	83	100
Transportation	94	98	100
Utilities	100	103	100
Lifestyle & Entertainment	101	98	100
Household Items	100	98	100
Education & Childcare	93	98	100

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Homes For Sale In Sebastian, TX

13918 8th ST

Sebastian, TX

Block 46 lot 9 Coast DR

Sebastian, TX

Cost Of Living Quick Facts

The cost of living in Sebastian is 19% lower than the Texas average
The cost of living in Sebastian is 24% lower than the national average
Sebastian housing is 75% lower than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$50,005	$4,167	$1,167	$1,500
Renters	$14,553	$1,213	$340	$437

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
La Feria North, TX	241	97	2.5%
La Chuparosa, TX	45	99	1.2%
Santa Monica, TX	11	97	2.5%
Yznaga, TX	58	97	2.5%
Villa del Sol, TX	147	97	2.5%
Sebastian, TX	1,553	76	24.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Morenci, AZ	1,553	86	14.5%
Delft Colony, CA	1,553	111	10.9%
East Hazel Crest, IL	1,553	95	4.8%
Beechwood Village, KY	1,553	108	8.3%
Paradis, LA	1,553	94	6.5%
Sebastian, TX	1,553	76	24.1%