Cost of Living in Scottsville, KY

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17%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
45%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Scottsville Kentucky National
Cost of living8388100
Groceries9798100
Health care9897100
Housing5570100
Transportation9396100
Utilities9295100
Lifestyle & Entertainment9295100
Household Items9897100
Education & Childcare9894100
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Homes For Sale In Scottsville, KY

property for sale

266 Silverside Dr

Scottsville, KY
property for sale

796 W Oliver St

Scottsville, KY
property for sale

46 Christian Dr

Scottsville, KY
property for sale

236 Cottage Dr

Scottsville, KY
See the Newest Homes For Sale In Scottsville, KY

Cost Of Living Quick Facts

  • The cost of living in Scottsville is 6% lower than the Kentucky average
  • The cost of living in Scottsville is 17% lower than the national average
  • Scottsville housing is 45% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Scottsville

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$61,578$5,132$1,437$1,848
      Renters$35,257$2,938$823$1,058
      The affordability of the housing market in Scottsville, KY as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Scottsville homeowners, the median income is $61,578. This indicates that a monthly maximum of $1,437 should be spent by homeowners on all housing related costs. Renters have a median income of $35,257. This indicates that renters would have a maximum of $823 for their rent related monthly costs.

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Fairfield, TN204982.2%
      Fountain Run, KY3398317.3%
      Westmoreland, TN2,679946.1%
      Plano, KY1,270972.9%
      Scottsville, KY4,6258316.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Edwardsville, KS4,627909.8%
      Social Circle, GA4,622945.8%
      Gifford, FL4,628946.1%
      Heritage Village, CT4,6201099.2%
      Whiteville, TN4,6208415.8%
      Scottsville, KY4,6258316.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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