Cost of Living in Scotland, TX

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A+
10%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
28%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Scotland Texas National
Cost of living9094100
Groceries9998100
Health care9898100
Housing7283100
Transportation9498100
Utilities107103100
Lifestyle & Entertainment9598100
Household Items10098100
Education & Childcare9398100
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Homes For Sale In Scotland, TX

property for sale

12523 U.S. 281

Scotland, TX
property for sale

13315 US Highway 281

Scotland, TX
property for sale

13534 U.S. 281

Scotland, TX
See the Newest Homes For Sale In Scotland, TX

Cost Of Living Quick Facts

  • The cost of living in Scotland is 4% lower than the Texas average
  • The cost of living in Scotland is 10% lower than the national average
  • Scotland housing is 28% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Scotland

See all the best places to live around Scotland

Compare Scotland, TX Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$130,170$10,848$3,037$3,905
      Renters$86,073$7,173$2,008$2,582

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Archer City, TX1,6508416.5%
      Windthorst, TX3458812.3%
      Holliday, TX1,7318811.7%
      Lakeside City, TX1,077981.6%
      Scotland, TX6569010.0%

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      Bunker Hill, IN6568019.6%
      Waverly, KS6568119.1%
      Scotland, TX6569010.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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