Cost Of Living in Scandia, MN

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F

24%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

81%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Scandia	Minnesota	National
Cost of living	124	100	100
Groceries	98	100	100
Health care	98	100	100
Housing	181	100	100
Transportation	98	100	100
Utilities	108	104	100
Lifestyle & Entertainment	100	100	100
Household Items	99	100	100
Education & Childcare	96	99	100

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Homes For Sale In Scandia, MN

18657 Lamar Ave N

Marine on Saint Croix, MN

19601 Orwell Ave N

Marine on Saint Croix, MN

20286 Saint Croix Trl N

Scandia, MN

23225 Saint Croix Trl N

Scandia, MN

See the Newest Homes For Sale In Scandia, MN

Cost Of Living Quick Facts

The cost of living in Scandia is 23% higher than the Minnesota average
The cost of living in Scandia is 24% higher than the national average
Scandia housing is 81% higher than the national average
Minnesota general sales tax is 35% higher than the national average
Minnesota state income tax is 106% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$149,688	$12,474	$3,492	$4,491
Renters	$0	$0	$0	$0

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Scandia, MN, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Scandia homeowners, is $149,688. This would allow for a maximum of $3,492 per month to be spent on housing costs. For renters, the median monthly income is $0 which would result in a maximum of $0 to be spent on rental costs.

Minnesota Sales Tax

State	General Sales Tax	With Max Surtax
Minnesota	6.875%	7.875%

Minnesota Income Tax

State	Income Tax (Low)	Income Tax (High)
Minnesota	5.35%	9.85%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Houlton, WI	109	100	0.0%
Centuria, WI	1,107	86	13.6%
Dresser, WI	885	95	5.4%
St. Croix Falls, WI	1,912	95	5.3%
Stacy, MN	2,036	96	4.4%
Scandia, MN	4,288	124	23.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Galeville, NY	4,288	96	3.6%
Tazewell, VA	4,289	91	8.6%
North Norfolk, MB	4,289	n/a
Spindale, NC	4,286	84	16.4%
Haleyville, AL	4,284	84	16.1%
Scandia, MN	4,288	124	23.6%