Cost Of Living in Santa Rosa, AZ

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14%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

53%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Santa Rosa	Arizona	National
Cost of living	86	101	100
Groceries	104	101	100
Health care	102	101	100
Housing	47	96	100
Transportation	105	102	100
Utilities	109	111	100
Lifestyle & Entertainment	98	103	100
Household Items	102	101	100
Education & Childcare	103	103	100

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Cost Of Living Quick Facts

The cost of living in Santa Rosa is 15% lower than the Arizona average
The cost of living in Santa Rosa is 14% lower than the national average
Santa Rosa housing is 53% lower than the national average
Arizona general sales tax is 10% higher than the national average
Arizona state income tax is 4% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$52,865	$4,405	$1,233	$1,586
Renters	$13,696	$1,141	$320	$411

Arizona Sales Tax

State	General Sales Tax	With Max Surtax
Arizona	5.6%	10.725%

Arizona Income Tax

State	Income Tax (Low)	Income Tax (High)
Arizona	2.5%	2.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ventana, AZ	59	103	3.1%
Ak Chin, AZ	0	103	3.1%
Maish Vaya, AZ	185	87	13.3%
Anegam, AZ	101	97	3.1%
Santa Rosa, AZ	658	86	13.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Apple Canyon Lake, IL	658	117	16.7%
Fincastle, KY	658	99	0.8%
Bishopville, MD	658	133	33.0%
Morningside, NM	658	70	29.8%
Bergholz, OH	658	80	20.3%
Santa Rosa, AZ	658	86	13.8%