Cost Of Living in Santa Maria, TX

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A+

22%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

69%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Santa Maria	Texas	National
Cost of living	78	94	100
Groceries	101	98	100
Health care	99	98	100
Housing	31	83	100
Transportation	99	98	100
Utilities	100	103	100
Lifestyle & Entertainment	96	98	100
Household Items	101	98	100
Education & Childcare	94	98	100

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Homes For Sale In Santa Maria, TX

33213 Pfc Pablo T Dias ST

Santa Maria, TX

Cannon ST

Santa Maria, TX

10935 Guadalupe ST

SANTA MARIA, TX

Cost Of Living Quick Facts

The cost of living in Santa Maria is 17% lower than the Texas average
The cost of living in Santa Maria is 22% lower than the national average
Santa Maria housing is 69% lower than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$44,847	$3,737	$1,046	$1,346
Renters	$0	$0	$0	$0

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Lasana, TX	153	97	2.5%
Villa Verde, TX	211	99	1.2%
La Feria North, TX	241	97	2.5%
El Camino Angosto, TX	147	97	2.5%
Ratamosa, TX	102	97	2.5%
Santa Maria, TX	750	78	21.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Ariton, AL	750	83	16.9%
Blairsville, GA	750	91	9.1%
West Point, IA	750	89	10.8%
Harwood, ND	750	111	11.1%
Placitas CDP (Doña Ana County), NM	750	78	22.0%
Santa Maria, TX	750	78	21.6%