| Index | Sand Springs | Oklahoma | National |
| Cost of living | 92 | 88 | 100 |
| Groceries | 98 | 96 | 100 |
| Health care | 95 | 95 | 100 |
| Housing | 83 | 70 | 100 |
| Transportation | 94 | 96 | 100 |
| Utilities | 93 | 96 | 100 |
| Lifestyle & Entertainment | 93 | 94 | 100 |
| Household Items | 99 | 97 | 100 |
| Education & Childcare | 99 | 93 | 100 |

Getting a feel for the cost of living in Sand Springs is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Sand Springs is 92, which is 8% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
The cost of living in Sand Springs aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Sand Springs residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.
Is Sand Springs an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Sand Springs is 21.9% lower than the national average, while the average monthly rent prices are 6.2% lower than average. The affordability of any location can also be influenced by median income levels. Sand Springs has a median household income of $90,634, which is 11.4% higher than the national average.
Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Sand Springs, the utilities index registers at 7.3% lower than the national average.
Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Sand Springs, the housing index is 17.2% lower than the national average.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Sand Springs, healthcare costs are 4.7% lower than the national average.
The cost of living estimates displayed for Sand Springs are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $111,451 | $9,288 | $2,600 | $3,344 |
| Renters | $59,291 | $4,941 | $1,383 | $1,779 |
| State | General Sales Tax | With Max Surtax |
| Oklahoma | 4.5% | 11% |
| State | Income Tax (Low) | Income Tax (High) |
| Oklahoma | 0.25% | 4.75% |
| City | Population | Cost of Living Index | National Avg. |
| Lotsee, OK | 5 | 96 | 4.1% |
| Oak Grove, OK | 12 | 96 | 4.1% |
| Turley, OK | 2,884 | 80 | 20.0% |
| Prue, OK | 375 | 82 | 18.5% |
| Kellyville, OK | 1,212 | 83 | 16.9% |
| Sand Springs, OK | 20,651 | 92 | 8.1% |
| City | Population | Cost of Living Index | National Avg. |
| Elmwood Park, NJ | 20,654 | 136 | 35.6% |
| Lake Zurich, IL | 20,664 | 123 | 23.4% |
| Port Angeles, WA | 20,631 | 113 | 12.5% |
| Alamo, TX | 20,629 | 83 | 16.8% |
| Lloydminster (Part), AB | 20,628 | n/a | |
| Sand Springs, OK | 20,651 | 92 | 8.1% |