Cost Of Living in Sand Rock, AL

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A+

7%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

10%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Sand Rock	Alabama	National
Cost of living	93	89	100
Groceries	95	96	100
Health care	95	95	100
Housing	90	74	100
Transportation	92	95	100
Utilities	97	97	100
Lifestyle & Entertainment	94	94	100
Household Items	99	96	100
Education & Childcare	92	93	100

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Homes For Sale In Sand Rock, AL

Lots 2

3, 5

78 Cruickshank Ln

Sand Rock, AL

Cost Of Living Quick Facts

The cost of living in Sand Rock is 5% higher than the Alabama average
The cost of living in Sand Rock is 7% lower than the national average
Sand Rock housing is 10% lower than the national average
Alabama general sales tax is 22% lower than the national average
Alabama state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$110,754	$9,230	$2,584	$3,323
Renters	$61,814	$5,151	$1,442	$1,855

Alabama Sales Tax

State	General Sales Tax	With Max Surtax
Alabama	4%	13.5%

Alabama Income Tax

State	Income Tax (Low)	Income Tax (High)
Alabama	2%	5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Collinsville, AL	2,388	79	21.3%
Tidmore Bend, AL	1,082	80	19.8%
Ballplay, AL	1,581	82	18.2%
Cedar Bluff, AL	1,720	86	14.3%
Crossville, AL	1,684	84	15.6%
Sand Rock, AL	859	93	6.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Holly Pond, AL	859	87	13.0%
Stafford, KS	859	78	22.3%
Stockton, MN	859	100	0.5%
White Oak, MS	859	95	5.1%
Dobbins Heights, NC	859	80	19.5%
Sand Rock, AL	859	93	6.7%