| Index | San Luis | Arizona | National |
| Cost of living | 92 | 101 | 100 |
| Groceries | 100 | 101 | 100 |
| Health care | 99 | 101 | 100 |
| Housing | 70 | 96 | 100 |
| Transportation | 100 | 102 | 100 |
| Utilities | 108 | 111 | 100 |
| Lifestyle & Entertainment | 104 | 103 | 100 |
| Household Items | 99 | 101 | 100 |
| Education & Childcare | 101 | 103 | 100 |
Knowing the cost of living in San Luis allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in San Luis stands at 92, marking it 8% lower than the national average.
The cost of living in San Luis closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of San Luis can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.
Wondering if San Luis is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In San Luis, for example, the median home price is 29.8% lower than what folks pay nationally, and monthly rent is 31% lower than the usual rates. Plus, income levels matter too, with San Luis boasting a median household income of $62,866, which is 22.7% lower than the national average.
Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.
Taxes: Cities that impose higher taxes, including sales and income taxes, can contribute to an escalated cost of living. The added expense of taxes on everyday goods like clothing and food naturally results in higher overall costs. Similarly, a higher income tax rate can further elevate the cost of living. In San Luis, the general sales tax rate starts at 5.6%, and income tax rates begin at 2.5%.
Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In San Luis, the housing index is 30.2% lower than the national average.
The cost of living data for San Luis shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $75,429 | $6,286 | $1,760 | $2,263 |
| Renters | $42,490 | $3,541 | $991 | $1,275 |
| State | General Sales Tax | With Max Surtax |
| Arizona | 5.6% | 10.725% |
| State | Income Tax (Low) | Income Tax (High) |
| Arizona | 2.5% | 2.5% |
| City | Population | Cost of Living Index | National Avg. |
| Padre Ranchitos, AZ | 52 | 104 | 4.0% |
| Rancho Mesa Verde, AZ | 892 | 86 | 13.8% |
| Drysdale, AZ | 405 | 87 | 13.0% |
| Gadsden, AZ | 890 | 90 | 9.8% |
| Wall Lane, AZ | 423 | 93 | 6.8% |
| San Luis, AZ | 34,910 | 92 | 8.1% |
| City | Population | Cost of Living Index | National Avg. |
| Cookeville, TN | 34,916 | 94 | 6.0% |
| Cottonwood Heights, UT | 34,939 | 130 | 30.1% |
| Dana Point, CA | 34,877 | 207 | 106.9% |
| Glendale Heights, IL | 34,961 | 107 | 6.6% |
| Sorel-Tracy, QC | 34,850 | n/a | |
| San Luis, AZ | 34,910 | 92 | 8.1% |
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