| Index | San Juan | Texas | National |
| Cost of living | 87 | 94 | 100 |
| Groceries | 97 | 98 | 100 |
| Health care | 99 | 98 | 100 |
| Housing | 59 | 83 | 100 |
| Transportation | 99 | 98 | 100 |
| Utilities | 104 | 103 | 100 |
| Lifestyle & Entertainment | 95 | 98 | 100 |
| Household Items | 96 | 98 | 100 |
| Education & Childcare | 100 | 98 | 100 |
Getting a feel for the cost of living in San Juan is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in San Juan is 87, which is 13% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
San Juan housing costs are 40.6% less than the national average, making this area an affordable place to live. Your net income can be heavily impacted by housing expenses, at times exceeding 30%. Fortunately, this area demonstrates that both homeownership and renting costs are significantly more budget-friendly than in the rest of the country. With such favorable housing affordability, San Juan residents can earmark a more manageable portion of their income to housing.
Is San Juan an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in San Juan is 49.1% lower than the national average, while the average monthly rent prices are 20.8% lower than average. The affordability of any location can also be influenced by median income levels. San Juan has a median household income of $66,901, which is 17.7% lower than the national average.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In San Juan, healthcare costs are 1.2% lower than the national average.
Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.
Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in San Juan starts at 6.25% and the income tax rates start at 0%.
The San Juan cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $76,556 | $6,380 | $1,786 | $2,297 |
| Renters | $36,358 | $3,030 | $848 | $1,091 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| La Chuparosa, TX | 45 | 99 | 1.2% |
| Villa Verde, TX | 211 | 99 | 1.2% |
| Campo Verde, TX | 173 | 98 | 1.6% |
| Tierra Dorada, TX | 0 | 98 | 1.9% |
| Evergreen, TX | 40 | 99 | 0.9% |
| San Juan, TX | 37,995 | 87 | 13.3% |
| City | Population | Cost of Living Index | National Avg. |
| Waxahachie, TX | 38,021 | 103 | 2.6% |
| Lake Worth, FL | 38,026 | 100 | 0.2% |
| Lima, OH | 38,026 | 82 | 18.4% |
| Winter Springs, FL | 38,040 | 116 | 16.1% |
| Greenfield, WI | 38,049 | 99 | 0.9% |
| San Juan, TX | 37,995 | 87 | 13.3% |
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