Cost Of Living in San Ardo, CA

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F

28%

Overall NAT. AVG.

11%

Groceries NAT. AVG.

61%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	San Ardo	California	National
Cost of living	128	141	100
Groceries	111	111	100
Health care	113	116	100
Housing	161	197	100
Transportation	113	118	100
Utilities	119	119	100
Lifestyle & Entertainment	116	120	100
Household Items	109	111	100
Education & Childcare	123	127	100

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Homes For Sale In San Ardo, CA

60010 Godchaux St

San Ardo, CA

Cost Of Living Quick Facts

The cost of living in San Ardo is 9% lower than the California average
The cost of living in San Ardo is 28% higher than the national average
San Ardo housing is 61% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$136,557	$11,380	$3,186	$4,097
Renters	$87,120	$7,260	$2,033	$2,614

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
San Lucas, CA	429	113	12.6%
Lockwood, CA	361	123	22.7%
King City, CA	14,253	127	26.9%
Bradley, CA	101	126	26.1%
Pine Canyon, CA	3,055	133	33.1%
San Ardo, CA	652	128	28.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Dearing, GA	652	86	13.9%
Clarissa, MN	652	87	12.9%
Golden City, MO	652	77	23.1%
Weaubleau, MO	652	82	17.8%
Satsop, WA	652	119	19.3%
San Ardo, CA	652	128	28.4%