Cost Of Living in Saline, MI

B

9%

Overall NAT. AVG.

2%

Goods & Services NAT. AVG.

28%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Saline	Michigan	National
Cost of living	109	89	100
Goods & Services	102	93	100
Groceries	103	99	100
Health care	102	93	100
Housing	128	74	100
Transportation	100	97	100
Utilities	94	101	100

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Cost Of Living Quick Facts

The cost of living in Saline is 22% higher than the Michigan average
The cost of living in Saline is 9% higher than the national average
Saline housing is 28% higher than the national average
Michigan general sales tax is 18% higher than the national average
Michigan state income tax is 88% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$90,625	$7,552	$2,114	$2,719
Renters	$38,625	$3,219	$901	$1,159

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Saline, MI, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Saline, homeowners have a median income of $90,625. Using that number, a maximum of $2,114 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $38,625, which means there is a maximum of $901 to be spent on the costs of renting a home or apartment.

Michigan Sales Tax

State	General Sales Tax	With Max Surtax
Michigan	6%	6%

Michigan Income Tax

State	Income Tax (Low)	Income Tax (High)
Michigan	4.25%	4.25%

Goods & Services

Item	Saline	National avg.	Difference
Haircut	$16.80	$24.26	30.8%
Beauty Salon	$24.78	$45.56	45.6%
Toothpaste	$3.66	$3.70	1.1%
Shampoo	$1.13	$1.28	11.8%
Movie	$12.99	$12.13	7.1%
Bowling	$12.33	$18.00	31.5%

Groceries

Item	Saline	National avg.	Difference
Ground Beef	$5.75	$5.84	1.5%
Fried Chicken	$1.41	$1.57	10.4%
Milk	$4.78	$4.67	2.3%
Potatoes	$4.80	$4.93	2.8%
Pizza	$8.99	$12.09	25.6%
Beer	$9.04	$10.41	13.2%

Health Care

Item	Saline	National avg.	Difference
Optometrist	$85.00	$125.68	32.4%
Doctor	$103.33	$135.78	23.9%
Dentist	$91.00	$113.29	19.7%
Ibuprofen	$10.22	$10.65	4.1%
Lipitor	$490.11	$468.60	4.6%

Housing

Item	Saline	National avg.	Difference
Home Price	$257,800.00	$184,700.00	39.6%
Avg. Mortgage Payment	$1,709.07	$2,346.69	27.2%
Apartment Rent	$954.00	$949.00	0.5%

Transportation

Item	Saline	National avg.	Difference
Gasoline	$3.35	$3.46	3.1%
Tire Balancing	$56.00	$59.92	6.5%

Utilities

Item	Saline	National avg.	Difference
All Electricity	$219.20	$193.99	13.0%
Phone	$184.44	$192.25	4.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Britton, MI	631	90	9.6%
Clinton, MI	2,885	93	7.0%
Tecumseh, MI	8,361	95	5.1%
Manchester, MI	2,170	95	4.7%
Ypsilanti, MI	20,792	96	3.7%
Saline, MI	9,296	109	8.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Bay Minette, AL	9,297	87	12.6%
St. Stephens, NC	9,298	89	11.0%
Harahan, LA	9,293	106	6.2%
Girard, OH	9,293	83	17.4%
Cowichan Valley B, BC	9,293	n/a
Saline, MI	9,296	109	8.8%