Saline cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSalineMichiganNational
Cost of living index10289100
IndexSalineMichiganNational
Goods & Services index10495100
Groceries index9388100
Health care index9394100
Housing index10474100
Transportation index114106100
Utilities index9499100
The above illustration supplies generalized information for the Saline, MI cost of living index. Compared to other cities in Michigan and cities across the country, the cost of living index in Saline, MI is 102, which is 14% higher than the Michigan average and 2% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Saline, MI are 9% higher than the average for Michigan and 4% higher than the rest of the country.
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Did you know?

  • The cost of living in Saline is 14% higher than the Michigan average.
  • The cost of living in Saline is 2% higher than the national average.
  • The cost of housing in Saline is 4% higher than the national average.
  • Michigan general sales tax is 18% higher than the national average.
  • Michigan state income tax is 91% higher than the national average.

Compare Saline, MI Cost of living To Other Cities

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      The salary calculator is meant to help you compare your salary in Saline, MI to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Saline, MI, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Saline, MI salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$93,214$7,768$2,175$2,797
      Renters$32,049$2,671$748$962
      How much of your monthly income goes to housing can tell you whether or not you can afford housing in Saline, MI, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Saline, MI homeowners have a median income of $93,214. Using that number, you will come up with a maximum of $2,175 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $32,049, which means there is a maximum of $748 to be spent on the costs of renting a home or apartment.

      Michigan Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Michigan6%6%

      Michigan Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Michigan4.25%4.25%
      For those who live in Saline, MI and want to know what the true cost of living is, they ought to look at both the Michigan income tax rate and the Michigan sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Michigan, the sales tax is 6%, while the most you'll pay in surtax is 6%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Michigan, the income tax rate ranges between 4.25% to 4.25%.

      Goods & Services

      ItemSalineNational avg.Difference
      Haircut $17.38$17.490.6%
      Beauty Salon $52.83$38.1738.4%
      Toothpaste $1.97$2.3215.1%
      Shampoo $0.94$1.017.1%
      Movie $11.09$10.723.4%
      Bowling $19.60$13.8641.4%

      Groceries

      ItemSalineNational avg.Difference
      Ground Beef $3.92$3.900.5%
      Fried Chicken $1.12$1.4019.8%
      Milk $1.27$1.9635.3%
      Potatoes $3.10$3.182.6%
      Pizza $10.49$10.390.9%
      Beer $8.15$9.2311.7%

      Health Care

      ItemSalineNational avg.Difference
      Optometrist $83.25$106.3421.7%
      Doctor $100.00$115.2513.2%
      Dentist $93.78$98.384.7%
      Ibuprofen $8.31$9.2610.3%
      Lipitor $488.12$466.474.6%

      Housing

      ItemSalineNational avg.Difference
      Home Price $215,100.00$184,700.0016.5%
      Avg. Mortgage Payment $1,257.59$1,273.321.2%
      Apartment Rent $714.00$949.0024.8%

      Transportation

      ItemSalineNational avg.Difference
      Gasoline $2.90$2.5911.9%
      Tire Balancing $59.77$48.9022.2%

      Utilities

      ItemSalineNational avg.Difference
      All Electricity$152.80$167.608.8%
      Phone $175.97$163.427.7%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Britton, MI68587-13%
      Clinton, MI2,49590-10%
      Tecumseh, MI8,37091-9%
      Dundee, MI3,93692-8%
      Ypsilanti, MI20,57793-7%
      Saline, MI9,0821022%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Independence, KS9,08474-26%
      Versailles, KY9,09190-10%
      Beverly Hills, FL9,07386-14%
      Triangle, VA9,09213232%
      Hondo, TX9,07185-15%
      Saline, MI9,0821022%
      Source: The Saline, MI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.