Cost Of Living in Russell, KY

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6%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

10%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Russell	Kentucky	National
Cost of living	94	88	100
Groceries	97	98	100
Health care	94	97	100
Housing	90	70	100
Transportation	97	96	100
Utilities	95	95	100
Lifestyle & Entertainment	96	95	100
Household Items	96	97	100
Education & Childcare	92	94	100

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Homes For Sale In Russell, KY

98 Verna Dr

Russell, KY

804 McCowan St

Flatwoods, KY

1089 Short White Oak Rd

Flatwoods, KY

1039 Regis St

Russell, KY

See the Newest Homes For Sale In Russell, KY

Cost Of Living Quick Facts

The cost of living in Russell is 7% higher than the Kentucky average
The cost of living in Russell is 6% lower than the national average
Russell housing is 10% lower than the national average
Kentucky general sales tax is 18% higher than the national average
Kentucky state income tax is 73% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$99,313	$8,276	$2,317	$2,980
Renters	$0	$0	$0	$0

Kentucky Sales Tax

State	General Sales Tax	With Max Surtax
Kentucky	6%	6%

Kentucky Income Tax

State	Income Tax (Low)	Income Tax (High)
Kentucky	4.5%	4.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Catlettsburg, KY	1,882	79	20.7%
South Shore, KY	1,323	80	20.2%
Kenova, WV	3,095	80	20.1%
Lavalette, WV	1,295	80	19.7%
Wurtland, KY	1,510	82	18.4%
Russell, KY	3,359	94	6.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Amesti, CA	3,359	179	78.8%
West Monroe, MI	3,359	84	15.9%
Moscow Mills, MO	3,359	91	8.6%
North Wales, PA	3,359	111	11.0%
Cornville, AZ	3,358	113	12.6%
Russell, KY	3,359	94	6.0%