Cost of Living in Russell Springs, KY

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16%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
45%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Russell Springs Kentucky National
Cost of living8488100
Groceries9998100
Health care9797100
Housing5570100
Transportation9796100
Utilities9295100
Lifestyle & Entertainment9895100
Household Items9897100
Education & Childcare9694100
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Homes For Sale In Russell Springs, KY

property for sale

228 Cooper Rd

Jamestown, KY
property for sale

544 Miller Short Rd

Russell Springs, KY
property for sale

181 McQueary Rd

Russell Springs, KY
property for sale

441 Old Hoppertown Rd

Russell Springs, KY

Cost Of Living Quick Facts

  • The cost of living in Russell Springs is 4% lower than the Kentucky average
  • The cost of living in Russell Springs is 16% lower than the national average
  • Russell Springs housing is 45% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Russell Springs

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$59,299$4,942$1,384$1,779
      Renters$33,079$2,757$772$992

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Jamestown, KY2,3178317.1%
      Monticello, KY6,1938416.2%
      Columbia, KY4,9058613.7%
      Russell Springs, KY2,6688415.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Rockville, MN2,6681076.9%
      Maxton, NC2,6688515.4%
      Lewiston, NY2,6681066.1%
      Holyoke, CO2,6671044.1%
      Fords Prairie, WA2,66711514.6%
      Russell Springs, KY2,6688415.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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