Cost Of Living in Ruidoso Downs, NM

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15%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

44%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ruidoso Downs	New Mexico	National
Cost of living	85	94	100
Groceries	96	98	100
Health care	99	98	100
Housing	56	85	100
Transportation	100	98	100
Utilities	98	97	100
Lifestyle & Entertainment	100	96	100
Household Items	99	98	100
Education & Childcare	94	96	100

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Homes For Sale In Ruidoso Downs, NM

26912 US Highway 70

Glencoe, NM

26303 U.S. 70 #210

Ruidoso Downs, NM

117 Agua Fria Dr

Ruidoso Downs, NM

223 Turkey Canyon Ln

Ruidoso Downs, NM

Cost Of Living Quick Facts

The cost of living in Ruidoso Downs is 9% lower than the New Mexico average
The cost of living in Ruidoso Downs is 15% lower than the national average
Ruidoso Downs housing is 44% lower than the national average
New Mexico general sales tax is 2% lower than the national average
New Mexico state income tax is 35% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$69,368	$5,781	$1,618	$2,081
Renters	$0	$0	$0	$0

New Mexico Sales Tax

State	General Sales Tax	With Max Surtax
New Mexico	5%	8.688%

New Mexico Income Tax

State	Income Tax (Low)	Income Tax (High)
New Mexico	1.7%	5.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Nogal, NM	129	98	2.0%
Mescalero, NM	1,169	79	20.6%
Capitan, NM	1,409	89	10.7%
Ruidoso, NM	8,058	99	0.6%
Ruidoso Downs, NM	2,683	85	14.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Kamas, UT	2,683	121	20.7%
Salina, UT	2,683	96	4.5%
Staples, MN	2,682	89	11.2%
Okanogan, WA	2,682	108	7.6%
Bennett, CO	2,684	119	18.6%
Ruidoso Downs, NM	2,683	85	14.7%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Ruidoso Downs, NM

Homes For Sale In Ruidoso Downs, NM

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Median Income & Debt-To-Income Ratio

New Mexico Sales Tax

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