Cost of Living in Rugby, ND

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A+
8%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
24%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Rugby North Dakota National
Cost of living9295100
Groceries9899100
Health care9999100
Housing7686100
Transportation10098100
Utilities104104100
Lifestyle & Entertainment9697100
Household Items10099100
Education & Childcare9398100
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Homes For Sale In Rugby, ND

property for sale

520 2nd Ave SE

Rugby, ND
property for sale

5843 Highway 3 S

Rugby, ND
property for sale

203 Sunset Ln

Rugby, ND
property for sale

Chalmers 1st Addn B7 L4

Rugby, ND
See the Newest Homes For Sale In Rugby, ND

Cost Of Living Quick Facts

  • The cost of living in Rugby is 3% lower than the North Dakota average
  • The cost of living in Rugby is 8% lower than the national average
  • Rugby housing is 24% lower than the national average
  • North Dakota general sales tax is 2% lower than the national average
  • North Dakota state income tax is 58% lower than the national average

Most Affordable Places to Live in and Around Rugby

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Compare Rugby, ND Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$105,794$8,816$2,468$3,174
      Renters$24,911$2,076$581$747

      North Dakota Sales Tax

      State General Sales Tax With Max Surtax
      North Dakota 5% 8%

      North Dakota Income Tax

      State Income Tax (Low) Income Tax (High)
      North Dakota 1.1% 2.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Knox, ND15991.4%
      Barton, ND0991.4%
      Wolford, ND227327.3%
      Balta, ND658119.2%
      Rugby, ND2,651928.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Pocasset, MA2,65113938.9%
      Hartford, MI2,6518415.9%
      Tsuu T'ina Nation 145 (Sarcee 145), AB2,651n/a 
      Cross City, FL2,6508910.8%
      Ayer, MA2,65012423.6%
      Rugby, ND2,651928.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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