Cost Of Living in Cross City, FL

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11%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

48%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Cross City	Florida	National
Cost of living	89	102	100
Groceries	100	102	100
Health care	105	104	100
Housing	52	97	100
Transportation	100	103	100
Utilities	113	110	100
Lifestyle & Entertainment	110	104	100
Household Items	106	102	100
Education & Childcare	112	106	100

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Homes For Sale In Cross City, FL

220 SE 49th Ave

Cross City, FL

2640 NE Highway 351

Cross City, FL

205 NE 147th St

Cross City, FL

495 NE 102nd Ave

Old Town, FL

Cost Of Living Quick Facts

The cost of living in Cross City is 13% lower than the Florida average
The cost of living in Cross City is 11% lower than the national average
Cross City housing is 48% lower than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$64,694	$5,391	$1,509	$1,941
Renters	$38,493	$3,208	$898	$1,155

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Manatee Road, FL	2,168	85	15.0%
Andrews, FL	971	89	11.0%
Fanning Springs, FL	1,219	95	4.8%
Horseshoe Beach, FL	81	99	0.9%
Cross City, FL	2,650	89	10.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Ayer, MA	2,650	124	23.6%
Vassar, MI	2,650	85	15.2%
Sicamous, BC	2,650	n/a
Shawnee Hills, OH	2,649	93	7.2%
Williamsburg, OH	2,649	89	11.3%
Cross City, FL	2,650	89	10.8%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Cross City, FL

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Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Cross City

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Median Income & Debt-To-Income Ratio

Florida Sales Tax

Florida Income Tax

Nearby cities with low cost of living

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