Cost Of Living in Royal, NE

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4%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Royal	Nebraska	National
Cost of living	96	91	100
Groceries	96	97	100
Health care	98	98	100
Housing	n/a	76	100
Transportation	98	99	100
Utilities	91	96	100
Lifestyle & Entertainment	92	97	100
Household Items	96	98	100
Education & Childcare	96	96	100

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Cost Of Living Quick Facts

The cost of living in Royal is 5% higher than the Nebraska average
The cost of living in Royal is 4% lower than the national average
Royal housing is 14% lower than the national average
Nebraska general sales tax is 8% higher than the national average
Nebraska state income tax is 5% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$111,400	$9,283	$2,599	$3,342
Renters	$0	$0	$0	$0

Nebraska Sales Tax

State	General Sales Tax	With Max Surtax
Nebraska	5.5%	7.5%

Nebraska Income Tax

State	Income Tax (Low)	Income Tax (High)
Nebraska	2.46%	6.64%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Winnetoon, NE	48	96	4.3%
Page, NE	154	78	22.0%
Ewing, NE	427	78	21.6%
Clearwater, NE	421	79	21.1%
Bazile Mills, NE	33	79	20.5%
Royal, NE	69	96	4.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Marie, AR	69	87	13.4%
Washington Park, AZ	69	114	13.5%
Keddie, CA	69	118	18.1%
Sunny Slopes, CA	69	126	26.4%
Beaver, IA	69	75	25.2%
Royal, NE	69	96	4.3%