Cost of Living in Rocky Mount, VA

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4%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
22%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Rocky Mount Virginia National
Cost of living96111100
Groceries103103100
Health care102103100
Housing78129100
Transportation103105100
Utilities104104100
Lifestyle & Entertainment105103100
Household Items104102100
Education & Childcare103109100
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Homes For Sale In Rocky Mount, VA

property for sale

200 Southside Dr

Rocky Mount, VA
property for sale

1161 Ruritan Rd

Rocky Mount, VA
property for sale

935 Bonbrook Mill Rd

Rocky Mount, VA
property for sale

230 Wedgewood Dr

Rocky Mount, VA

Cost Of Living Quick Facts

  • The cost of living in Rocky Mount is 14% lower than the Virginia average
  • The cost of living in Rocky Mount is 4% lower than the national average
  • Rocky Mount housing is 22% lower than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Rocky Mount

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      The best places in Virginia

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$78,808$6,567$1,839$2,364
      Renters$43,433$3,619$1,013$1,303
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Rocky Mount, VA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Rocky Mount, homeowners have a median income of $78,808. Using that number, a maximum of $1,839 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $43,433, which means there is a maximum of $1,013 to be spent on the costs of renting a home or apartment.

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Ferrum, VA2,2028712.6%
      Oak Level, VA4829010.1%
      Henry Fork, VA1,171927.6%
      Boones Mill, VA154973.3%
      Westlake Corner, VA1,80112121.4%
      Rocky Mount, VA4,828964.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      West Ocean City, MD4,82812626.2%
      Dansville, NY4,828936.8%
      Hickory Creek, TX4,82812322.9%
      Jasper, AB4,828n/a 
      Stock Island, FL4,82712424.4%
      Rocky Mount, VA4,828964.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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