Cost of Living in Rock Rapids, IA

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A+
8%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
19%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Rock Rapids Iowa National
Cost of living9289100
Groceries9897100
Health care9596100
Housing8174100
Transportation9397100
Utilities10495100
Lifestyle & Entertainment9395100
Household Items9597100
Education & Childcare9894100
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Homes For Sale In Rock Rapids, IA

property for sale

105 S Carroll St

Rock Rapids, IA
property for sale

302 S 12th Ave

Rock Rapids, IA
property for sale

1011 S Marshall St

Rock Rapids, IA
property for sale

405 Mill Pond Rd

Rock Rapids, IA

Cost Of Living Quick Facts

  • The cost of living in Rock Rapids is 3% higher than the Iowa average
  • The cost of living in Rock Rapids is 8% lower than the national average
  • Rock Rapids housing is 19% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Rock Rapids

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$100,350$8,363$2,341$3,011
      Renters$56,229$4,686$1,312$1,687

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Ellsworth, MN5327921.0%
      Alvord, IA2218020.4%
      Little Rock, IA4678019.5%
      Matlock, IA1218119.3%
      Steen, MN1448218.0%
      Rock Rapids, IA2,621928.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Delmont, PA2,6211021.6%
      La Selva Beach, CA2,620216116.4%
      Concordia, NJ2,62011414.0%
      Osceola, WI2,620964.1%
      Gibsonburg, OH2,6228416.1%
      Rock Rapids, IA2,621928.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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