Cost Of Living in Ellsworth, MN

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21%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

62%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ellsworth	Minnesota	National
Cost of living	79	100	100
Groceries	98	100	100
Health care	95	100	100
Housing	38	100	100
Transportation	93	100	100
Utilities	104	104	100
Lifestyle & Entertainment	93	100	100
Household Items	95	100	100
Education & Childcare	98	99	100

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Homes For Sale In Ellsworth, MN

1665 31st St

Ellsworth, MN

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Cost Of Living Quick Facts

The cost of living in Ellsworth is 21% lower than the Minnesota average
The cost of living in Ellsworth is 21% lower than the national average
Ellsworth housing is 62% lower than the national average
Minnesota general sales tax is 35% higher than the national average
Minnesota state income tax is 106% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$76,117	$6,343	$1,776	$2,284
Renters	$59,888	$4,991	$1,397	$1,797

Minnesota Sales Tax

State	General Sales Tax	With Max Surtax
Minnesota	6.875%	7.875%

Minnesota Income Tax

State	Income Tax (Low)	Income Tax (High)
Minnesota	5.35%	9.85%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Alvord, IA	221	80	20.4%
Little Rock, IA	467	80	19.5%
Ashton, IA	549	82	18.0%
Steen, MN	144	82	18.0%
Magnolia, MN	198	83	16.9%
Ellsworth, MN	532	79	21.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Kingsland, AR	532	77	22.7%
Flagler, CO	532	93	7.1%
Olney Springs, CO	532	92	7.8%
Centralhatchee, GA	532	92	7.6%
Birmingham, IA	532	81	18.6%
Ellsworth, MN	532	79	21.0%