Cost Of Living in Ridgeway, IA

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13%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

42%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ridgeway	Iowa	National
Cost of living	87	89	100
Groceries	100	97	100
Health care	99	96	100
Housing	58	74	100
Transportation	95	97	100
Utilities	104	95	100
Lifestyle & Entertainment	101	95	100
Household Items	100	97	100
Education & Childcare	96	94	100

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Cost Of Living Quick Facts

The cost of living in Ridgeway is 3% lower than the Iowa average
The cost of living in Ridgeway is 13% lower than the national average
Ridgeway housing is 42% lower than the national average
Iowa general sales tax is 18% higher than the national average
Iowa state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$85,630	$7,136	$1,998	$2,569
Renters	$71,958	$5,997	$1,679	$2,159

Iowa Sales Tax

State	General Sales Tax	With Max Surtax
Iowa	6%	7%

Iowa Income Tax

State	Income Tax (Low)	Income Tax (High)
Iowa	4.4%	6%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Jackson Junction, IA	92	96	4.1%
Protivin, IA	385	81	19.2%
Lime Springs, IA	648	86	14.4%
Cresco, IA	3,834	87	12.5%
Ossian, IA	828	85	15.1%
Ridgeway, IA	263	87	13.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Jacob City, FL	263	79	20.9%
Maalaea, HI	263	148	47.6%
Davis City, IA	263	78	21.9%
Diamondhead Lake, IA	263	105	4.9%
Riverton, IA	263	79	21.1%
Ridgeway, IA	263	87	13.2%