Cost of Living in Ridgeland, SC

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7%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
18%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ridgeland South Carolina National
Cost of living9394100
Groceries9899100
Health care9698100
Housing8281100
Transportation9999100
Utilities104101100
Lifestyle & Entertainment9998100
Household Items9999100
Education & Childcare9398100
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Homes For Sale In Ridgeland, SC

property for sale

48 Pollen DR

Ridgeland, SC
property for sale

44

Ridgeland, SC
property for sale

51 Pollen DR

Ridgeland, SC
property for sale

40 Pollen DR

Ridgeland, SC

Cost Of Living Quick Facts

  • The cost of living in Ridgeland is equal to the South Carolina average
  • The cost of living in Ridgeland is 7% lower than the national average
  • Ridgeland housing is 18% lower than the national average
  • South Carolina general sales tax is 18% higher than the national average
  • South Carolina state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Ridgeland

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Compare Ridgeland, SC Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$98,681$8,223$2,302$2,961
      Renters$33,320$2,777$777$1,000
      To approximate the cost of living and the housing affordability in Ridgeland, SC, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Ridgeland have a median income of $98,681. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,302 per month to avoid calamity and poverty. The renters in the city have an income of about $33,320, which would make their monthly maximum allowable rental costs $777.

      South Carolina Sales Tax

      State General Sales Tax With Max Surtax
      South Carolina 6% 9%

      South Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      South Carolina 0% 6.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Furman, SC6358415.7%
      Yemassee, SC8908416.5%
      Burton, SC9,109937.2%
      Laurel Bay, SC6,577981.7%
      Shell Point, SC3,074981.6%
      Ridgeland, SC4,013936.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Oracle, AZ4,0121000.5%
      Thomasville, AL4,014918.5%
      Skippack, PA4,01412828.5%
      Moosup, CT4,0111043.7%
      Romeo, MI4,0111000.5%
      Ridgeland, SC4,013936.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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