Cost of Living in Richland, IN

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12%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
29%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Richland Indiana National
Cost of living8889100
Groceries9797100
Health care9497100
Housing7172100
Transportation9496100
Utilities9496100
Lifestyle & Entertainment9695100
Household Items9698100
Education & Childcare8894100
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Homes For Sale In Richland, IN

property for sale

4016 Maple St

Richland, IN
property for sale

8760 W Middleton St

Richland, IN
property for sale

9402 W County Road 70 N

Richland, IN
property for sale

Elm St

Richland City, IN

Cost Of Living Quick Facts

  • The cost of living in Richland is 2% lower than the Indiana average
  • The cost of living in Richland is 12% lower than the national average
  • Richland housing is 29% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around Richland

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$107,580$8,965$2,510$3,228
      Renters$75,962$6,330$1,772$2,279

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Maceo, KY4227821.7%
      Chrisney, IN7018020.1%
      Gentryville, IN3998119.2%
      Tennyson, IN2408119.0%
      Spottsville, KY3638316.8%
      Richland, IN5178812.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Fairgrove, MI5178217.8%
      Polkville, MS5178218.2%
      Cassadaga, NY5178712.6%
      Hobart, NY517973.4%
      Canute, OK5178613.8%
      Richland, IN5178812.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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